Largo/Belleair Bluffs Homes under $500,000

Largo/Belleair Bluffs Homes under $500,000

Welcome to the enchanting coastal community of Largo and Belleair Bluffs, nestled in the heart of Pinellas County, Florida. This vibrant region is renowned for its picturesque landscapes, friendly neighborhoods, and an inviting atmosphere that captures the essence of Florida living. With stunning beaches just a stone's throw away and a plethora of parks and recreational activities, residents enjoy an active lifestyle filled with sunshine and outdoor adventures.

Belleair Bluffs, in particular, boasts a delightful blend of small-town charm and modern conveniences. This quaint city is characterized by its tree-lined streets, local boutiques, and an array of dining options that cater to all tastes. Whether you’re sipping coffee at a cozy café or enjoying fresh seafood at a waterfront restaurant, the culinary scene here is sure to please.

For those seeking affordable housing options, you’ll be pleased to discover that homes in this desirable area can be found for under $500,000. From charming single-family homes to stylish townhouses, there’s a diverse selection to suit various lifestyles and preferences. Many of these properties feature beautiful outdoor spaces, perfect for enjoying the warm Florida evenings or hosting family gatherings.

Living in Largo and Belleair Bluffs means embracing a community that values quality of life, with access to top-rated schools, shopping centers, and cultural attractions. Whether you’re a first-time homebuyer or looking for a vacation retreat, this region offers an exceptional opportunity to invest in a piece of paradise. Come explore the possibilities and discover your dream home in this beautiful corner of Florida!

Newest Largo/Belleair Bluffs Homes under $500,000

1039 Madison Street, Largo
$478,000
2 Beds ⋅ 2 Baths ⋅ Marsandra Estates SubDv. ⋅ 33770 Zip Code
Virtually Staged. Great location for this 2 Bedrooms, 2 Baths, 1 car garage pool home situated on quiet residential street. Updated Kitchen with Granite Countertops, tile backsplash and lots of cabinets. Family Room with cozy fireplace, updated baths and Plantation shutters. Enjoy outside entertaining with a fenced, maintenance free yard with large, screened lanai overlooking the sparkling pool and Tiki Hut. Flood Zone X so NO flood insurance is required by lenders. Just minutes to Indian Rocks Beach and the Gulf. Close to Belleair Bluffs dining and shopping. and an easy drive to Clearwater, downtown St. Pete and both airports.

1039 Madison Street, Largo
15 Thatch Palm Street E, Largo
$150,000
2 Beds ⋅ 2 Baths ⋅ Palm Hill Mobile Home Park Unrec SubDv. ⋅ 33770 Zip Code
Enjoy golf-course views from this newly listed two-bedroom, two-bathroom home in scenic Palm Hill Country Club, an active 55+ community. Located just a few miles from the Pinellas Trail, it offers a peaceful setting with resort-style amenities: a 9-hole golf course, three tennis courts, pickleball and bocce ball courts, horseshoes, a billiards room, and a quiet library. Each of the community’s two recreation areas includes a clubhouse, sun-filled pool, and jacuzzi. Weather is never an issue for social gatherings, thanks to both outdoor and fully enclosed shuffleboard courts. The $595.00 monthly maintenance fee includes water, sewer, garbage, lawn care, cable, and internet for easy, carefree living. INTERIOR: Fall in love with this delightfully updated split-plan, packed with modern upgrades, including stylish accent paneled walls, cooling ceiling fans, replacement windows, and a brand-new 2025 central heating and air system. Sleek laminate flooring runs through most of the layout, leading you into a stunningly modernized kitchen with tile flooring, abundant cabinet storage, crisp new countertops, and stainless-steel appliances—including a refrigerator, range, ice maker, microwave, disposal, and up-to-date oven. An adjacent dining area keeps everyone connected during meal prep before flowing into a generous living room made for after-dinner conversation, or you can step right through to the fully climate-controlled, tiled Florida room to soak in the views. Toward the back of the home, a bright, sun-drenched bedroom awaits, complete with a storage closet and a private en suite bath showcasing a fresh vanity and a glass-door walk-in shower. A tasteful guest bath features a modern vanity and a classic tub/shower combo over easy-to-clean tiled floors, perfectly serving the home and the second bedroom. Positioned near the front of the home, the second bedroom is an absolute standout, smartly designed with a double closet, two single closets, and a versatile alcove ideal for a desk, vanity, or cozy reading nook. Just bring your own furniture to personalize the layout and turn this wonderful property into your ultimate home sweet home! EXTERIOR: Wrapped in low-maintenance vinyl siding, this property is neat as a pin and framed by tasteful landscaping, complete with classic shutters and protective awnings. An accessible carport provides shaded parking, while the durable roofover installed in 2019 offers long-term peace of mind. A rear paved patio provides a perfect outdoor retreat alongside a substantial shed that houses a dryer and a newer washer. From here, you can seamlessly access the lowered Florida room, fully equipped with air conditioning to enjoy the surrounding scenery. It really comes down to location, location, location for this incredible find. Priced at $150,000, which includes the community share, this listing has so much to offer. This opportunity is a hole-in-one, so don't putter around—make an offer today!

15 Thatch Palm Street E, Largo
100 Bluff View Drive Unit 211A, Belleair Bluffs
$259,900
1 Beds ⋅ 2 Baths ⋅ Harbour Club Condo 2 SubDv. ⋅ 33770 Zip Code
Location, Location, Location! View this updated one bedroom, two bath condo in the coveted Harbour Club Condominiums on the Intercoastal Waterfront by the Belleair Causeway & boat ramps. Harbour Club Condominiums, on prestigious Bluff View Drive in affluent Belleair Bluffs, is convenient to all that coastal Florida offers. Situated in a strong community of 3 well-maintained concrete buildings whose grounds, common areas, amenities & water-view units are highly valued & frequently updated; this condo is within minutes of all beaches from Indian Rocks to Clearwater. Features exclusive to BuildingA include a spacious clubhouse room with a large adjoining kitchen. The full kitchen and enormous clubroom contribute to well attended social events organized by our outstanding residents. Offering internet access, a large screen TV, pool & ping-pong tables, piano, library, game tables plus stage, the updated clubroom also contains four comfortable conversation areas. Did we mention Bldg. A's exercise room and full-time maintenance employee? The larger Harbour Club Community boasts luxurious landscaping, a generous swimming pool with both sun & shade pool-deck areas, 2 propane grills with outdoor tables, water-view seating, an extensive seawall & a 50-foot fishing pier. Not to mention shuffleboard courts, a car-wash area plus off-street guest parking. Easily walk to quality dining, pharmacy, doctors, banking, grocery stores, beach and shopping. All of these features combined with Low Dues, a secure well-built concrete structure with a new roof & fresh exterior painting, provide a 55+ near paradise. This 1050 square foot second-floor condo in Building A has gracious living space, a renovated kitchen & a spacious bedroom with a large walk-in closet featuring built-in cherry shelving. Both bathrooms have new toilets & new tile floors. More desirable features include an office/bonus room and an HVAC unit installed in 2025. The kitchen has a well-planned design with excellent lighting & functionality. The all wood kitchen cabinets, granite counters, backsplash, sink, faucet, microwave & disposal were all installed in 2025. Wide plank luxury-vinyl laminate floors with new wood base moldings installed in 2024 contribute to the appeal of this unit. The under-building garage parking space and adjacent 5’x7’ storage closet are very convenient to either of the 2 elevators as well to the unit. Building A has Secure entries with multiple Security cameras, perfect for both snowbirds & full-time residents. Exterior amenities, WIFI, Cable+, water and trash are all included in the low monthly dues. This apartment has had no water intrusion in any past hurricane. Property has been in one family since January of 1978. No pets and no rentals contribute to a quiet and friendly community. Building A passed the milestone inspection promptly with no Phase 2 survey needed; Plus No Flood Insurance requirement for Building A.

100 Bluff View Drive Unit 211A, Belleair Bluffs
602 4th Avenue Nw, Largo
$395,900
5 Beds ⋅ 2 Baths ⋅ Lake Villa Sub SubDv. ⋅ 33770 Zip Code
Virtually Staged. One or more photo(s) was virtually staged. Investment opportunity in central Largo featuring two detached residences on one fee-simple parcel. The property offers a flexible two-unit configuration with separate living spaces, off-street parking, public utilities, and convenient access to downtown Largo, shopping, dining, parks, major routes, and Gulf beaches. Public records identify two residential structures on the parcel, making this a compelling addition to an income-property portfolio. Buyer and buyer’s agent should independently verify unit configuration, measurements, occupancy, leases, rents, expenses, zoning, and permitted use.

602 4th Avenue Nw, Largo
2354 Kilgore Drive, Largo
$405,000
2 Beds ⋅ 2 Baths ⋅ Belleair Manor SubDv. ⋅ 33770 Zip Code
Welcome to this inviting open-concept home offering a wonderful blend of indoor comfort and Florida outdoor living. The spacious floor plan is perfect for entertaining family and friends, while the beautifully landscaped tropical backyard creates a private retreat with a newly covered porch and plenty of room to add a pool. The kitchen features newer wood cabinetry, granite countertops, and newer stainless steel appliances, creating a warm and functional space at the heart of the home. Additional updates include luxury vinyl plank flooring, an updated main bathroom, a new HVAC system installed in 2026, and a newer hurricane-rated garage door. The Florida room provides additional living and entertaining space with convenient access to the backyard. A second bathroom is located in the garage and is easily accessible from the Florida room, making it especially convenient for outdoor gatherings. Ideally located near popular restaurants, shopping, and everyday conveniences, with the beautiful Gulf beaches just a few miles away. This home offers a relaxed Florida lifestyle in a convenient Largo location.

2354 Kilgore Drive, Largo
821 3rd Avenue Sw Unit 15/7, Largo
$145,000
2 Beds ⋅ 2 Baths ⋅ Casa Bello Condo SubDv. ⋅ 33770 Zip Code
Sunshine, simplicity, and a little more time to enjoy life. Welcome to easy Florida living in this beautifully maintained 2-bedroom, 2-bath condo in a desirable 55+ community in Largo. Offering 1,075 square feet of comfortable living space, this inviting home combines a clean, neutral aesthetic with the everyday conveniences that make maintenance-free living so appealing. Inside, tile and laminate flooring flow throughout, while the bright eat-in kitchen features a tiled floor, classic raised-panel cabinetry and all appliances. The spacious primary suite offers an en-suite bath and walk-in closet, while the second bedroom provides plenty of flexibility for guests, an office, or hobbies. An inside laundry room and tankless water heater add to the thoughtful functionality of the home. Ceiling fans in every room and on the screen-enclosed porch keep the Florida breeze moving comfortably throughout the seasons. When you’re ready to get out and enjoy the sunshine, the community pool is just one more place to relax and connect with neighbors. And then there’s Largo, perfectly positioned to enjoy the best of Florida’s Gulf Coast. Beautiful beaches, waterfront parks, golf, shopping, restaurants, medical facilities, and everyday conveniences are all within easy reach, while Clearwater, Dunedin, Indian Rocks Beach and the greater Tampa Bay area are close enough offering endless options for dining, entertainment and adventure. Whether you are looking for a full time Florida home or a place to escape the cold, this condo offers a maintenance free 55+ lifestyle with the freedom to spend your time enjoying everything Florida has to offer!

821 3rd Avenue Sw Unit 15/7, Largo
155 Bluff View Drive Unit 209, Belleair Bluffs
$350,000
2 Beds ⋅ 2 Baths ⋅ Port Belleair 1 Condo SubDv. ⋅ 33770 Zip Code
This must see beautifully updated condo with Intracoastal Waterway views is located within a short walking distance to the many Belleair Bluffs amenities including restaurants, groceries, pharmacy, banks, gas, dry cleaning, retail shops, the Belleair Bluffs city hall with its park like setting, playground and outdoor fitness center and the Belleair causeway and its amazing views, marina and fishing pier. Plus Gulf Blvd and our award winning sandy beaches are only 1 1/2 miles away. The fenced condo complex offers a heated pool, deck, clubhouse, outdoor grilling station, relaxing garden areas and under the building parking providing convenience and shade. The condo updates include hurricane rated windows, vinyl flooring throughout, crown molding, remodeled island kitchen and baths, kitchen laundry center and closet built-ins.

155 Bluff View Drive Unit 209, Belleair Bluffs
1080 16th Avenue Sw, Largo
$430,000
3 Beds ⋅ 1 Baths ⋅ Ridge Park SubDv. ⋅ 33770 Zip Code
Enjoy the best of Florida living in this inviting home featuring an open floorplan that creates a bright, spacious feel ideal for everyday living and entertaining. Recent updates include a beautifully remodeled kitchen and bathroom, offering modern style and convenience ready for you to move right in. There is also a NEW ROOF - completed in September 2026. One of the standout advantages is the home’s excellent location—just a short drive from Indian Rocks Beach. This relaxed Gulf Coast destination is known for its soft white sand, calm clear waters, and more laid-back atmosphere than busier nearby beaches. You’ll find multiple public beach accesses, scenic nature preserves with mangrove boardwalks, and a charming small-town vibe complete with local shops, restaurants, and stunning sunsets. The convenient commute means beach days, morning walks along the shore, or evening dinners by the water are easy to enjoy without long travel times. Live close to the coast while still being centrally located in Largo for everyday convenience. This is a wonderful opportunity to own a refreshed home with an open layout in a prime spot near one of the area’s most appealing beaches.

1080 16th Avenue Sw, Largo
501 E Bay Drive Unit 702, Largo
$172,000
2 Beds ⋅ 2 Baths ⋅ Magnolia Square Condo Inc SubDv. ⋅ 33770 Zip Code
Looking for a home where you can walk to the park, library, restaurants and neighborhood favorites — and still be just minutes from the Gulf beaches? This townhome-style condo near Largo Central Park offers something else condo buyers appreciate: no neighbors above or below, plus your own outdoor space both upstairs and down. In other words, no footsteps overhead and no one living under yours. Inside, easy-care tile and wood laminate flooring runs throughout the home — no carpet to baby, shampoo or apologize for. The primary bedroom opens to its own private balcony overlooking the garden area at the rear of the townhome, while downstairs a private patio with a gas grill creates another inviting spot to relax or entertain. Several important improvements have already been completed, including impact windows installed in 2024, a new A/C system in 2024 and a roof approximately three years old. Roof maintenance and replacement are handled by the condo association. The kitchen also features a newer (2024) stainless steel French-door, counter-depth refrigerator. The location is a real standout. A gated rear entrance, accessible only to Magnolia Square residents with a key, provides convenient access to the Largo Public Library, with Largo Central Park just across the street. Shops, restaurants, a neighborhood pub and other everyday conveniences are nearby, while the barrier-island beaches are only about 4.4 miles away. And a nice bonus for EV drivers: the library parking lot has EV charging stations, because apparently even your car gets a neighborhood amenity. The home includes an assigned covered parking space, and Magnolia Square residents enjoy a community pool, tennis courts and clubhouse. Monthly condo dues also include water, sewer, trash collection, building insurance, exterior building and grounds maintenance, and reserve funding. Whether you're looking for your first home, a Florida getaway or simply a low-maintenance home in a location where you can leave the car parked more often, this one offers a combination of privacy, outdoor living, recent improvements and convenience that's hard to find.

501 E Bay Drive Unit 702, Largo
100 Bluff View Drive Unit 514A, Belleair Bluffs
$350,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo SubDv. ⋅ 33770 Zip Code
Located HIGH ON “THE BLUFFS” of Belleair so NO FLOOD INSURANCE needed here! BRAND NEW KITCHEN – WHITE SHAKER CABINETS, QUARTZ COUNTERTOPS, SS APPLIANCES! NEW BATHROOM VANITIES & QUARTZ COUNTERS! NEW PLANK FLOORING THROUGHOUT! NEW WATER HEATER. NEW PAINT! Coastal living at its finest in the beautifully renovated unit. 5th FLOOR GULF VIEWS! Spacious CORNER UNIT offers extra windows on the East side as well as STUNNING North and West VIEWS OF THE INTRACOASTAL WATERWAYS! WATERFRONT LIVING on the mainland without the price premium "on the beach." Premium location in the distinguished neighborhood of Bluff View Drive next to multi-million Dollar luxury waterfront homes in the City of Belleair Bluffs. Building "A" of the Harbour Club community features TWO ELEVATORS and sits high on the "Belleair Bluffs", therefore NO FLOOD INSURANCE required in this Building A. Spectacular views from this 5TH FLOOR unit to the north to Clearwater Harbour, Sand Key, Clearwater bridge, and downtown. The sunsets and "city lights" at night are extraordinary. Enjoy the sunsets from the main rooms! Master bedroom with gorgeous WATER VIEWS is spacious and features en suite bathroom & extra large walk-in closet. Guest bedroom/Office/Den has large closets and ALSO has fabulous WATER VIEWS! Fresh paint and new flooring makes this move in ready! Spacious kitchen with walk-in pantry! This condo has a storage room in the unit. Assigned covered parking #514 with a large storage closet 9x4ft for your beach chairs, kayaks, golf clubs & more! Additional second car and guest parking available. Enjoy the luxury waterfront heated pool, fitness center, shuffleboard, BBQ grills, picnic tables on community grounds. Take in glorious sunsets from the large LED-lighted fishing pier or watch twinkling lights of Sand key at night, fish off dock or paddle out on your kayak from adjoining small public beach. The recently renovated clubhouse accommodates large gatherings, and features TVs, a pool table, and a full kitchen. 55+, NO pets, NO rentals. Harbour Club’s beautifully landscaped waterfront complex is just minutes from the pristine white sands of TOP RATED BEACHES IN THE U.S.! Locals walk to the beach across the Belleair Causeway. The adjacent Belleair Causeway offers boat ramps. This is a fantastic location to fish from elevated platforms and enjoy views of passing boats, dolphins, birds, estuary, and lagoons. The causeway and natural elevations, and sunsets create incredible opportunities for photography and memories. Every convenience is "walkable," including Publix, boutique stores and specialty shops, prominent restaurants, professional and medical services, coffee shops and bakeries, and casual to fine dining! 55+, NO pets, NO rentals. The county says 1565sqft living but the unit is larger. Don't wait, this one will sell fast, CALL TODAY!

100 Bluff View Drive Unit 514A, Belleair Bluffs
980 7th Street Nw Unit 1A, Largo
$160,000
2 Beds ⋅ 2 Baths ⋅ Lake Placid M/H Park Unrec SubDv. ⋅ 33770 Zip Code
LAKESIDE LIVING WITH A TROPICAL FLORIDA VIBE! Welcome to this charming 2-bedroom, 2-bathroom double-wide manufactured home in Lake Placid, a 55+ age-qualified community, where relaxed waterfront living meets an unbeatable Florida location. Perfectly positioned along the lake, this home offers beautiful water views and an abundance of indoor and outdoor spaces designed for enjoying the Florida lifestyle. A long driveway provides generous parking, while an additional parking area next door offers even more convenience for guests, multiple vehicles, or entertaining. The spacious Florida room features expansive windows showcasing the picturesque lake, creating a bright and inviting space to enjoy your morning coffee, entertain guests, or simply relax while taking in the peaceful surroundings. Inside, the home offers a light, bright and airy Florida feel, with comfortable living spaces and an easy flow that makes everyday living and entertaining a pleasure. Two bedrooms and two bathrooms provide plenty of room for guests while maintaining a comfortable and inviting atmosphere. Step outside and discover your own private tropical oasis, complete with several thoughtfully arranged areas for entertaining and relaxing. Imagine gathering with friends, enjoying a drink overlooking the lake, unwinding in the hot tub, or spending a lazy afternoon relaxing in the hammock. With two boat cleats, boating and lakeside recreation, fishing, feed the ducks all are right at your doorstep. Beyond your own backyard, Lake Placid offers the opportunity to enjoy the best of the Florida lifestyle. The community is conveniently located just 3 miles from the award-winning beaches of Clearwater and close to vibrant Downtown Largo, with restaurants, dining, retail, entertainment, and everyday conveniences nearby. Shopping, restaurants, beaches, and so much more are all within easy reach. Whether you're looking for a full-time residence, seasonal retreat, or your own Florida getaway, this home delivers the perfect combination of waterfront living, tropical outdoor spaces, bright Florida interiors, abundant parking, and an exceptional location. With the low $310 monthly fee that includes water, sewer, Lawncare, cable and internet!! Come relax, unwind, and enjoy the laid-back lakeside Florida lifestyle at Lake Placid!

980 7th Street Nw Unit 1A, Largo
211 4th Place Sw, Largo
$420,000
4 Beds ⋅ 2 Baths ⋅ Chapman Heights SubDv. ⋅ 33770 Zip Code
Two units, a big lot, and a location that's hard to beat in southwest Largo. Built in 1959, this bungalow-style duplex has two 2-bed, 1-bath units at 720 SF each, split by a pair of attached garages with laundry hookups in each. Out back, both units have their own porch, and one is screened. No carpeting in either unit, central heat and air, along with new ductwork, a newer water heater, and a newer A/C in the front unit. There's also a preventive termite maintenance contract in place. At just over a quarter acre, the lot gives you space to add, park a boat or RV or set up a BBQ or play area. This is a non-deed restricted neighborhood! Utilities for the units are separate. Largo Central Park, the dog park, Largo High, and Mildred Helms Elementary are all close by. This location provides you easy access to Gulf beaches, downtown Clearwater, restaurants, shopping, medical facilities and the St. Pete-Clearwater Airport. If you're looking for your first investment property, this is a smart place to start: two units, a large lot, and a location in one of Pinellas County's most in-demand areas.

211 4th Place Sw, Largo
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