Largo/Belleair Bluffs Homes with Boatable Water Water Frontage

Largo/Belleair Bluffs Homes with Boatable Water Water Frontage

Welcome to Largo and Belleair Bluffs, two of Florida's hidden gems nestled in the heart of Pinellas County. This charming region offers a unique blend of coastal beauty, vibrant community life, and a plethora of recreational activities, making it an ideal destination for both families and retirees alike.

Largo is known for its lush parks, friendly neighborhoods, and a thriving arts scene, while Belleair Bluffs boasts stunning waterfront views and an inviting atmosphere. The proximity to the sparkling waters of the Gulf of Mexico means that residents can enjoy a laid-back lifestyle filled with sun-soaked days and breathtaking sunsets.

One of the standout features of homes in this area is their access to boatable water. Imagine stepping out of your backyard and onto your boat, ready to explore the serene waters of the Intracoastal Waterway or venture out to the open Gulf. Whether you're an avid fisherman, a leisurely boater, or simply enjoy the tranquility of waterfront living, homes with boatable water frontage in Largo and Belleair Bluffs offer an unparalleled lifestyle.

These residences range from cozy cottages to luxurious estates, each with its unique charm and character. Many properties feature private docks, expansive outdoor spaces, and panoramic views, perfect for entertaining or simply unwinding after a long day. With the added benefit of being close to local shops, restaurants, and cultural attractions, living here is not just about owning a home; it’s about embracing a lifestyle filled with adventure, community, and natural beauty.

Discover your dream home in Largo or Belleair Bluffs today, and experience the magic of waterfront living in Florida!

Newest Largo/Belleair Bluffs Homes with Boatable Water Water Frontage

$499,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo 3 SubDv. ⋅ 33770 Zip Code
Spectacular waterviews from this beautiful Penthouse 2 bed/ 2bath condo with a assigned garage. New flooring, updated kitchen with new appliances, new A/C unit, new hurricane windows. All ages building. Milestone complete. The monthly condominium fee includes exterior maintenance, building insurance, water, sewer, trash, cable TV, internet, pool and grounds maintenance. Located directly on the intracoastal waterway, you're just minutes from the Gulf beaches, Belleair Causeway boat ramp, waterfront parks, shopping, dining, and entertainment. More photos to follow.

100 Bluff View Drive Unit 603C, Largo
$1,820,000
3 Beds ⋅ 3 Baths ⋅ Harbor Bluffs Sec 5 SubDv. ⋅ 33770 Zip Code
Stunning Waterfront Retreat in Harbor Bluffs! Welcome to this beautifully remodeled 3-bedroom, 3-bath home offering 2,235 sq ft of modern coastal living. Nestled on a desirable waterfront lot, this property blends luxury, efficiency, and boating convenience. Step inside to a bright, open-concept floor plan with a fully renovated kitchen and bathrooms, featuring designer finishes, premium cabinetry, and quartz countertops. Large impact-rated sliding glass doors and windows flood the home with natural light while providing peace of mind and energy efficiency. The spacious primary suite features an oversized walk-in closet with custom-built cabinetry and shelving, providing exceptional storage and organization. The home also boasts a 2023 Sunrun-installed 15KW solar panel system—paid in full—for minimal energy bills. For boating enthusiasts, enjoy a brand new dock complete with a 13,000 lb Neptune boat lift, making days on the water effortless. The backyard offers stunning water views, perfect for entertaining or quiet relaxation. Additional features include a spacious 2-car garage, ample storage, and a split-bedroom layout ideal for family or guests. This is truly a turn-key property with every major system recently upgraded—just move in and start living the Florida lifestyle!

202 Driftwood Lane, Largo
$2,719,000
3 Beds ⋅ 3 Baths ⋅ Harbor Bluffs Sec 4 SubDv. ⋅ 33770 Zip Code
One of Pinellas County's finest fully renovated open-water residences. Ideally positioned on the preferred open-water side of one of the area’s most coveted waterfront streets, this completely reimagined contemporary residence offers panoramic water views, spectacular sunsets, and frequent dolphin sightings. No expense was spared as virtually every interior surface, finish, fixture, and feature was renovated or replaced. Enjoy a designer kitchen with premium LG STUDIO appliances, quartz countertops, dual convection ovens, and an oversized island overlooking the water. The great room features a custom acoustic slat wall, recessed 100” Samsung TV, linear fireplace, premium surround sound, and a spectacular entertaining bar with illuminated shelving and programmable LED lighting. Outside you’ll find a screened pool, brand-new composite dock with 12,000-lb lift, new standing-seam metal roof, new impact windows and doors, and unforgettable waterfront living. Direct boating access to the Intracoastal Waterway and Gulf with no fixed bridges. Nearly every major living area enjoys panoramic open-water views. Virtual tours attached in listing.

306 Buttonwood Lane, Largo
$2,495,000
4 Beds ⋅ 5 Baths ⋅ Harbor Hills 3rd Add SubDv. ⋅ 33770 Zip Code
Welcome to paradise and bring your boat for this waterfront home with private dock and boat lift. This 4 bedroom 5 bath tranquil beauty is in the heart of the Intracoastal open water. Entering into the primary bedroom, overlooking the open water Light and airy with tons of beautiful views of the water. It's been newly renovated with top of the line, modern appliances and accessories throughout without losing it's midcentury roots. Turn key ready to be privately enjoyed or perfect for guests and entertaining with a waterfront pool & hot tub as well as an outdoor kitchen. It is in the highly sought after waterfront community, Harbor Hills, which is near Largo Central Park & Heritage Village as well as Indian Rocks Beach and the highly-rated Clearwater Beach.

4598 Clearwater Harbor Drive S, Largo
$349,900
1 Beds ⋅ 2 Baths ⋅ Harbour Club Condo 3 SubDv. ⋅ 33770 Zip Code
Virtually Staged. Wake up to breathtaking intracoastal waterway views every day from this beautifully renovated 5th-floor waterfront condo in the highly desirable Harbour Club Condominiums. Perfectly positioned near the Belleair Causeway, this amenity-rich, all-ages waterfront community offers the Florida lifestyle you've been dreaming of, whether you're searching for a full-time residence or a seasonal getaway. Offering over 1,000 square feet of thoughtfully updated living space, this spacious condo features one bedroom plus a versatile bonus room that is perfect for a home office or den. Freshly painted inside and out, including the front entry door, the home welcomes you with luxury vinyl plank flooring, updated lighting throughout, and stunning water views that immediately capture your attention the moment you step inside. The kitchen has been completely opened up to create a bright, open-concept layout featuring new cabinetry, quartz countertops with barstool seating, and brand-new stainless steel appliances, making it ideal for both everyday living and entertaining. The owner's suite offers a large walk-in closet and a beautifully renovated ensuite bathroom with a frameless glass walk-in shower, while the second fully updated bathroom provides added convenience and privacy for guests. Enjoy peace of mind knowing the major updates have already been completed, including new windows, a new air conditioner, new hot water heater, and a newer community roof. Life at Harbour Club is all about embracing the waterfront lifestyle. Residents enjoy resort-style amenities including a heated pool overlooking the water, a private dock and fishing pier, kayak launch, waterfront walkway, tropical outdoor seating areas, picnic tables, shuffleboard, and beautifully maintained grounds. The monthly condominium fee includes exterior maintenance, building insurance, water, sewer, trash, cable TV, internet, and grounds maintenance. The unit also includes an under-building covered parking space and a private storage closet. Located directly on the intracoastal waterway, you're just minutes from the Gulf beaches, Belleair Causeway boat ramp, waterfront parks, shopping, dining, and entertainment. If you've been searching for move-in-ready waterfront living with spectacular views and exceptional amenities, this Harbour Club condo is one you won't want to miss.

100 Bluff View Drive Unit 509C, Belleair Bluffs
$2,300,000
Harbor Hills 3rd Add SubDv. ⋅ 33770 Zip Code
HIGH-YIELD WATERFRONT SHORT-TERM RENTAL INVESTMENT! Turnkey, cash-flowing hospitality asset in Largo offering an exceptional 7.9% actual / 8.0% pro forma cap rate backed by robust verified 2026 actuals (~$182,000 NOI). Configured as a high-capacity 6-bedroom, 3-bath luxury estate sleeping up to 22 guests, the property has delivered an elite $1,259+ actual ADR with strong forward bookings already in place. Situated on an expansive point lot with an incredible 510 feet of wide saltwater frontage and two private composite docks (plus an on-site luxury vessel included in the sale), this resort-style property features a heated pool/spa and upscale designer furnishings throughout. Major capital expenditures have already been handled with a newer roof, high-efficiency solar system, upgraded HVAC, and full impact-resistant glass, keeping operating overhead low. Located in unincorporated Pinellas County (R-3 zoning), this asset is fully insulated from municipal short-term rental restrictions. Complete financial packages and Hostaway analytics available to qualified buyers. Please coordinate all showings via ShowingTime with a 24-hour notice required to accommodate active guest stays.

Largo
$1,695,000
4 Beds ⋅ 3 Baths ⋅ Harbor Bluffs Sec 4 SubDv. ⋅ 33770 Zip Code
Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.

902 Oakwood Drive, Largo
$3,999,000
5 Beds ⋅ 6 Baths ⋅ Harbor Bluffs Sec 2 SubDv. ⋅ 33770 Zip Code
Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

220 Harbor View Lane, Largo
$447,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo 3 SubDv. ⋅ 33770 Zip Code
Welcome to Residence 506C in Harbour Club Building C, where breathtaking Intracoastal views create a spectacular daily backdrop of passing boats, dolphins, manatees, seabirds, and sparkling blue-green waters. This 2-bedroom, 2-bath condo offers 1,440 sq ft of comfortable coastal living with front-row seats to one of Belleair Bluffs’ most scenic waterfront settings. The kitchen is designed for both style and function, featuring granite countertops, real wood cabinetry, breakfast bar, dual pull-out pantries and spice racks, plus a full-size washer/dryer combo. Rich Brazilian Cherry wood flooring flows throughout the main living areas, complemented by neutral tile in the kitchen and baths. The spacious primary suite is filled with natural light and water views, complete with a custom walk-in closet and beautifully updated en-suite bath featuring dual vanities, granite counters, and a glass-enclosed shower with built-in bench. The open living and dining area includes a versatile office nook with a view, while the split floor plan offers privacy for guests. Additional conveniences include assigned under-building parking directly in front of your private storage unit. Harbour Club amenities include a heated waterfront pool, shuffleboard courts, grilling areas, clubhouse, and a waterfront dock overlooking the Intracoastal Waterway. Ideally located on the Belleair Causeway, residents enjoy easy access to beaches, shopping, dining, and all the conveniences of Belleair Bluffs. Location, views, and updates—this waterfront condo truly has it all!

100 Bluff View Drive Unit 506C, Belleair Bluffs
$2,465,000
8 Beds ⋅ 4 Baths ⋅ Harbor Hills Estates SubDv. ⋅ 33770 Zip Code
Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.

4545 Harbor Hills Drive, Largo
$450,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo No 3 SubDv. ⋅ 33770 Zip Code
Experience waterfront living at its best in this beautifully updated, move-in-ready corner-end unit at Harbour Club C. This spacious 2-bedroom, 2-bath residence features new hurricane-rated windows, abundant natural light, and stunning Clearwater Bay views from nearly every room. The primary suite offers a walk-in closet and renovated ensuite bath, while the open living and dining areas provide the perfect setting to relax or entertain. Additional features include a newer A/C, assigned under-building parking, private storage, elevator access, and custom window treatments throughout. Harbour Club C is known for its strong financials, fully funded reserves, completed Milestone and Reserve Studies, professional management, reasonable HOA fees, and building flood insurance, cable, internet, water and trash included in the HOA included in the HOA provide confidence and predictability that many buyers are seeking in today's condominium market. Residents enjoy a heated waterfront pool, fishing pier, community dock, and spectacular sunsets in one of Belleair Bluffs' most desirable waterfront neighborhoods. Just minutes from beaches, restaurants, shopping, and parks, this home offers an exceptional combination of views, location, value, and peace of mind. Waterfront condos with strong financials, included flood insurance, and panoramic bay views are becoming increasingly difficult to find. Don't miss this opportunity—schedule your private showing today and make Harbour Club C your next home.

100 Bluff View Drive Unit 514C, Belleair Bluffs
$545,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo No 3 Inc SubDv. ⋅ 33770 Zip Code
One or more photo(s) has been virtually staged. SELLER OFFERS UP TO $15,000 for buyers for allowable closing costs, prepaid expenses and or interest buy down with acceptable offer. REDUCE YOUR OUT OF POCKET CLOSING COSTS !!! With this incentive sellers can wake up to breathtaking Clearwater Bay views from this beautifully renovated top-floor residence. Nearly 40 feet of impact-rated windows flood the home with natural light while showcasing panoramic water views and a glimpse of the Gulf beyond. The neutral interior palette creates a bright, inviting atmosphere where the bay is always the focal point. This move-in-ready two-bedroom, two-bath condominium offers spacious rooms, generous storage, and in-unit laundry. Recent upgrades include new impact windows, A/C system, water heater, and appliances, providing both comfort and peace of mind. The enclosed balcony expands the living space and offers a year-round setting to enjoy spectacular sunsets while providing additional protection during stormy weather. Professionally managed with a full-time maintenance staff and portfolio property manager, the community is designed for easy ownership. HOA fees include flood insurance, cable, and internet, water and trash, helping to simplify monthly expenses and provide predictable ownership costs. Located just a half mile from the beach and close to shopping, dining, and everyday conveniences, this exceptional waterfront home combines stunning views, thoughtful updates, and a low-maintenance coastal lifestyle in one of the area's most desirable locations. Whether you're searching for a primary residence, seasonal getaway, or investment in your future, this turnkey waterfront home is ready for immediate enjoyment. Schedule your private showing today and discover why so many buyers are choosing the unmatched lifestyle and value offered at Harbour. Seller is motivated and welcomes reasonable offers.

100 Bluff View Drive Unit 604C, Belleair Bluffs
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