Largo/Belleair Bluffs Homes with Intracoastal Waterway Frontage

Largo/Belleair Bluffs Homes with Intracoastal Waterway Frontage

Welcome to the enchanting region of Largo and Belleair Bluffs, nestled in the heart of Pinellas County, Florida. This picturesque area is renowned for its stunning waterfront views, vibrant community spirit, and an abundance of outdoor activities, making it an ideal place to call home.

Belleair Bluffs, with its charming small-town atmosphere, offers a delightful blend of tranquility and convenience. Residents enjoy easy access to pristine beaches, lush parks, and a variety of dining and shopping options. The community is also known for its friendly neighbors and engaging local events, fostering a sense of belonging that newcomers quickly embrace.

For those dreaming of a life by the water, homes with Intracoastal Waterway frontage are a prime attraction in this region. Imagine waking up each day to breathtaking views of the shimmering waters, with the gentle sounds of the waves lapping at your doorstep. These properties not only offer a serene lifestyle but also provide unparalleled access to boating, fishing, and other water activities. Whether you’re sipping your morning coffee on a sun-drenched patio or hosting a sunset gathering with friends, living on the Intracoastal Waterway is a dream come true.

The real estate market in Largo and Belleair Bluffs is diverse, catering to various tastes and budgets, from charming cottages to luxurious waterfront estates. With a blend of natural beauty and community charm, this area invites you to experience the best of Florida living. Discover your perfect home in this idyllic region and start making memories by the water today!

Newest Largo/Belleair Bluffs Homes with Intracoastal Waterway Frontage

$1,820,000
3 Beds ⋅ 3 Baths ⋅ Harbor Bluffs Sec 5 SubDv. ⋅ 33770 Zip Code
Stunning Waterfront Retreat in Harbor Bluffs! Welcome to this beautifully remodeled 3-bedroom, 3-bath home offering 2,235 sq ft of modern coastal living. Nestled on a desirable waterfront lot, this property blends luxury, efficiency, and boating convenience. Step inside to a bright, open-concept floor plan with a fully renovated kitchen and bathrooms, featuring designer finishes, premium cabinetry, and quartz countertops. Large impact-rated sliding glass doors and windows flood the home with natural light while providing peace of mind and energy efficiency. The spacious primary suite features an oversized walk-in closet with custom-built cabinetry and shelving, providing exceptional storage and organization. The home also boasts a 2023 Sunrun-installed 15KW solar panel system—paid in full—for minimal energy bills. For boating enthusiasts, enjoy a brand new dock complete with a 13,000 lb Neptune boat lift, making days on the water effortless. The backyard offers stunning water views, perfect for entertaining or quiet relaxation. Additional features include a spacious 2-car garage, ample storage, and a split-bedroom layout ideal for family or guests. This is truly a turn-key property with every major system recently upgraded—just move in and start living the Florida lifestyle!

202 Driftwood Lane, Largo
$2,719,000
3 Beds ⋅ 3 Baths ⋅ Harbor Bluffs Sec 4 SubDv. ⋅ 33770 Zip Code
One of Pinellas County's finest fully renovated open-water residences. Ideally positioned on the preferred open-water side of one of the area’s most coveted waterfront streets, this completely reimagined contemporary residence offers panoramic water views, spectacular sunsets, and frequent dolphin sightings. No expense was spared as virtually every interior surface, finish, fixture, and feature was renovated or replaced. Enjoy a designer kitchen with premium LG STUDIO appliances, quartz countertops, dual convection ovens, and an oversized island overlooking the water. The great room features a custom acoustic slat wall, recessed 100” Samsung TV, linear fireplace, premium surround sound, and a spectacular entertaining bar with illuminated shelving and programmable LED lighting. Outside you’ll find a screened pool, brand-new composite dock with 12,000-lb lift, new standing-seam metal roof, new impact windows and doors, and unforgettable waterfront living. Direct boating access to the Intracoastal Waterway and Gulf with no fixed bridges. Nearly every major living area enjoys panoramic open-water views. Virtual tours attached in listing.

306 Buttonwood Lane, Largo
$349,900
1 Beds ⋅ 2 Baths ⋅ Harbour Club Condo 3 SubDv. ⋅ 33770 Zip Code
Virtually Staged. Wake up to breathtaking intracoastal waterway views every day from this beautifully renovated 5th-floor waterfront condo in the highly desirable Harbour Club Condominiums. Perfectly positioned near the Belleair Causeway, this amenity-rich, all-ages waterfront community offers the Florida lifestyle you've been dreaming of, whether you're searching for a full-time residence or a seasonal getaway. Offering over 1,000 square feet of thoughtfully updated living space, this spacious condo features one bedroom plus a versatile bonus room that is perfect for a home office or den. Freshly painted inside and out, including the front entry door, the home welcomes you with luxury vinyl plank flooring, updated lighting throughout, and stunning water views that immediately capture your attention the moment you step inside. The kitchen has been completely opened up to create a bright, open-concept layout featuring new cabinetry, quartz countertops with barstool seating, and brand-new stainless steel appliances, making it ideal for both everyday living and entertaining. The owner's suite offers a large walk-in closet and a beautifully renovated ensuite bathroom with a frameless glass walk-in shower, while the second fully updated bathroom provides added convenience and privacy for guests. Enjoy peace of mind knowing the major updates have already been completed, including new windows, a new air conditioner, new hot water heater, and a newer community roof. Life at Harbour Club is all about embracing the waterfront lifestyle. Residents enjoy resort-style amenities including a heated pool overlooking the water, a private dock and fishing pier, kayak launch, waterfront walkway, tropical outdoor seating areas, picnic tables, shuffleboard, and beautifully maintained grounds. The monthly condominium fee includes exterior maintenance, building insurance, water, sewer, trash, cable TV, internet, and grounds maintenance. The unit also includes an under-building covered parking space and a private storage closet. Located directly on the intracoastal waterway, you're just minutes from the Gulf beaches, Belleair Causeway boat ramp, waterfront parks, shopping, dining, and entertainment. If you've been searching for move-in-ready waterfront living with spectacular views and exceptional amenities, this Harbour Club condo is one you won't want to miss.

100 Bluff View Drive Unit 509C, Belleair Bluffs
$2,300,000
Harbor Hills 3rd Add SubDv. ⋅ 33770 Zip Code
HIGH-YIELD WATERFRONT SHORT-TERM RENTAL INVESTMENT! Turnkey, cash-flowing hospitality asset in Largo offering an exceptional 7.9% actual / 8.0% pro forma cap rate backed by robust verified 2026 actuals (~$182,000 NOI). Configured as a high-capacity 6-bedroom, 3-bath luxury estate sleeping up to 22 guests, the property has delivered an elite $1,259+ actual ADR with strong forward bookings already in place. Situated on an expansive point lot with an incredible 510 feet of wide saltwater frontage and two private composite docks (plus an on-site luxury vessel included in the sale), this resort-style property features a heated pool/spa and upscale designer furnishings throughout. Major capital expenditures have already been handled with a newer roof, high-efficiency solar system, upgraded HVAC, and full impact-resistant glass, keeping operating overhead low. Located in unincorporated Pinellas County (R-3 zoning), this asset is fully insulated from municipal short-term rental restrictions. Complete financial packages and Hostaway analytics available to qualified buyers. Please coordinate all showings via ShowingTime with a 24-hour notice required to accommodate active guest stays.

Largo
$1,695,000
4 Beds ⋅ 3 Baths ⋅ Harbor Bluffs Sec 4 SubDv. ⋅ 33770 Zip Code
Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.

902 Oakwood Drive, Largo
$3,999,000
5 Beds ⋅ 6 Baths ⋅ Harbor Bluffs Sec 2 SubDv. ⋅ 33770 Zip Code
Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

220 Harbor View Lane, Largo
$2,465,000
8 Beds ⋅ 4 Baths ⋅ Harbor Hills Estates SubDv. ⋅ 33770 Zip Code
Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.

4545 Harbor Hills Drive, Largo
$450,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo No 3 SubDv. ⋅ 33770 Zip Code
Experience waterfront living at its best in this beautifully updated, move-in-ready corner-end unit at Harbour Club C. This spacious 2-bedroom, 2-bath residence features new hurricane-rated windows, abundant natural light, and stunning Clearwater Bay views from nearly every room. The primary suite offers a walk-in closet and renovated ensuite bath, while the open living and dining areas provide the perfect setting to relax or entertain. Additional features include a newer A/C, assigned under-building parking, private storage, elevator access, and custom window treatments throughout. Harbour Club C is known for its strong financials, fully funded reserves, completed Milestone and Reserve Studies, professional management, reasonable HOA fees, and building flood insurance, cable, internet, water and trash included in the HOA included in the HOA provide confidence and predictability that many buyers are seeking in today's condominium market. Residents enjoy a heated waterfront pool, fishing pier, community dock, and spectacular sunsets in one of Belleair Bluffs' most desirable waterfront neighborhoods. Just minutes from beaches, restaurants, shopping, and parks, this home offers an exceptional combination of views, location, value, and peace of mind. Waterfront condos with strong financials, included flood insurance, and panoramic bay views are becoming increasingly difficult to find. Don't miss this opportunity—schedule your private showing today and make Harbour Club C your next home.

100 Bluff View Drive Unit 514C, Belleair Bluffs
$545,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo No 3 Inc SubDv. ⋅ 33770 Zip Code
One or more photo(s) has been virtually staged. SELLER OFFERS UP TO $15,000 for buyers for allowable closing costs, prepaid expenses and or interest buy down with acceptable offer. REDUCE YOUR OUT OF POCKET CLOSING COSTS !!! With this incentive sellers can wake up to breathtaking Clearwater Bay views from this beautifully renovated top-floor residence. Nearly 40 feet of impact-rated windows flood the home with natural light while showcasing panoramic water views and a glimpse of the Gulf beyond. The neutral interior palette creates a bright, inviting atmosphere where the bay is always the focal point. This move-in-ready two-bedroom, two-bath condominium offers spacious rooms, generous storage, and in-unit laundry. Recent upgrades include new impact windows, A/C system, water heater, and appliances, providing both comfort and peace of mind. The enclosed balcony expands the living space and offers a year-round setting to enjoy spectacular sunsets while providing additional protection during stormy weather. Professionally managed with a full-time maintenance staff and portfolio property manager, the community is designed for easy ownership. HOA fees include flood insurance, cable, and internet, water and trash, helping to simplify monthly expenses and provide predictable ownership costs. Located just a half mile from the beach and close to shopping, dining, and everyday conveniences, this exceptional waterfront home combines stunning views, thoughtful updates, and a low-maintenance coastal lifestyle in one of the area's most desirable locations. Whether you're searching for a primary residence, seasonal getaway, or investment in your future, this turnkey waterfront home is ready for immediate enjoyment. Schedule your private showing today and discover why so many buyers are choosing the unmatched lifestyle and value offered at Harbour. Seller is motivated and welcomes reasonable offers.

100 Bluff View Drive Unit 604C, Belleair Bluffs
$399,900
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo No 3 SubDv. ⋅ 33770 Zip Code
One or more photo(s) has been virtually staged. What a STEAL !!!Price Adjustment WAY BELOW appraisal and other sold and for sale properties on same floor with similar floor plans at Fabulous Harbour Club C! Wake up to sweeping Clearwater Bay views from this top-floor 2-bedroom, 2-bath residence in the highly sought-after Harbour Club C. With water views from every room and a glimpse of the Gulf beyond, this light-filled home offers the opportunity to enjoy one of Belleair Bluffs' most desirable waterfront locations at an attractive value. Designed for easy coastal living, the condo features hurricane-impact windows, an updated A/C system, assigned parking, private storage, and spacious living areas filled with natural light. The functional floor plan provides an excellent foundation for buyers who want to move in immediately while adding their own personal touches over time. Beyond the residence itself, Harbour Club C stands apart for its financial strength and exceptional management. Fully funded reserves for 2026, completed Milestone and Reserve Studies, building flood insurance, and cable and internet, trash and water included in the HOA provide confidence and predictability that many buyers are seeking in today's condominium market. A full-time on-site maintenance professional and experienced portfolio property manager help ensure the community remains beautifully maintained and professionally operated. While this residence does not include a private balcony, residents enjoy access to a spacious waterfront community dock—an ideal setting for morning coffee, fishing, dolphin watching, or taking in spectacular sunsets over Clearwater Bay and the Causeway Marina. Recent availability within the community reflects a unique market opportunity rather than concerns with the building, giving buyers a rare chance to secure a home in this established waterfront community. Surrounded by million-dollar waterfront homes and located just minutes from Clearwater Beach, Sand Key Park, Belleair Beach, shopping, dining, marinas, and everyday conveniences, this location delivers the best of Florida's coastal lifestyle. If you've been searching for a waterfront home with exceptional views, strong community finances, and the opportunity to add your own style and value, this Harbour Club C residence deserves a place at the top of your list. Schedule your private showing today and discover the beauty of waterfront living for yourself. Seller motivated and will consider reasonable offers.

100 Bluff View Drive Unit 608C, Belleair Bluffs
$2,248,000
4 Beds ⋅ 5 Baths ⋅ Harbor Bluffs Sec 5 Pt Rep SubDv. ⋅ 33770 Zip Code
Perfectly poised in the highly sought-after Harbor Bluffs, this stunning move-in ready waterfront residence offers the ultimate blend of luxury, comfort, and effortless Florida living. From the moment you arrive, the pavered circular driveway and welcoming courtyard create unforgettable curb appeal, setting the tone for the designer finishes found throughout. Inside, limestone floors flow through an open, light-filled interior where a striking family room with a beamed ceiling and a dramatic wall of sliders seamlessly connects indoor and outdoor living. Step outside to your backyard oasis—fully fenced for privacy—where a beautifully refinished pool with elegant marble pavers and a spillover spa create a true resort-style setting. Designed for unforgettable entertaining, this outdoor retreat offers expansive lounging areas and seamless access from multiple rooms of the home. Double doors reveal a versatile flex room—ideal as a home gym, craft studio, or additional bedroom—with a full bath conveniently nearby. The showstopping dine-in kitchen is a chef’s dream, featuring quartz countertops, a six-burner gas range, double ovens, a Bosch dishwasher, pantry, oversized island with prep sink, and a breakfast bar illuminated by elegant pendant lighting. A stylish dry bar with wine fridge and abundant storage, along with a charming coffee bar for relaxed poolside mornings, elevate everyday living. Sliders off the dining area open directly to the pool, enhancing the home’s seamless flow, while a dedicated office provides quiet productivity. The exquisite primary suite is a serene retreat filled with natural light and private pool access. Its spa-inspired ensuite boasts dual vanities, custom tilework, a jetted tub, walk-in shower, and an extraordinary custom walk-in closet with built-ins and center island. Each additional bedroom is spacious and well-appointed with its own ensuite bath. Upstairs, a flexible bonus space—currently a billiard room—offers a full bath and kitchenette with beverage area, refrigerator, and disposal, making it ideal for guests or multigenerational living. For boating enthusiasts, this property is a true paradise, set on protected water and complete with a 14,000-pound boat lift that accommodates a 24–26 ft boat, providing quick access to open water and endless days cruising the Intracoastal. With a whole-house generator, tankless water heater, flood barriers for every opening, a newer roof, and a quiet location close to dining, shopping, and the area’s beautiful beaches, this exceptional waterfront home truly has it all.

109 Driftwood Lane, Largo
$239,900
1 Beds ⋅ 1 Baths ⋅ Harbour Club Condo 2 SubDv. ⋅ 33770 Zip Code
LOW PRICED IntraCoastal Waterfront LUXURY Condo with WATER VIEWS. Very LOW HOA FEE of ONLY $405 and very LOW TAXES. Beautifully UPDATED to Perfection. NOT in an evacuation zone. Building A does NOT require FLOOD INSURANCE !!! Ready to move-in. PREMIUM HURRICANE WINDOWS, PREMIUM FLOORING. Beautiful colors and so many amazing EXTRAS, i.e. recessed lighting all over, crown molding, updated doors with door trims, PREMIUM electronic window rollos and many built-in PREMIUM closets. Great Open Floorplan, VERY SPACIOUS bedroom and separate BONUS ROOM with really nice murphy bed. Lots of storage in the condo and another great storage downstairs. Very Nice Granite in the Gourmet Kitchen. 2 separate entrances to the bathroom. Unique RARE OPPORTUNITY to live on the IntraCoastal Waterway in the distinguished neighborhood of Bluff View Drive next to Multi-Million Dollar Luxury Waterfront Houses in the highly desirable City of Belleair Bluffs. There is a really nice Beach and great public boat ramp in walking distance as well as many amazingly beautiful Gulf Beaches just minutes away, close to Clearwater Beach, Belleair Beach, Sand Key and Indan Rocks Beach. Harbour Club is a highly desirable private upscale community of premium luxury condos along with beautiful landscaping, waterfront park and a private heated luxury community pool. This Building A has two elevators and is located high up on the ‘Bluffs’, therefore NO FLOOD INSURANCE required in this Building A, SAVE THOUSANDS of Dollars every year. Conveniently located nearby on the ‘Bluffs’ are several excellent prominent restaurants, specialty shops, great shopping, medical offices and many other amenities. Enjoy the best of Florida Living. This BEAUTIFUL LUXURY CONDO is FLOODED WITH NATURAL LIGHT through the many large windows. The recently updated distinctive huge club house is a true asset to the complex with a large screen TV, pool table, ping pong and library. The LOW LOW HOA fee includes WIFI internet, cable TV, cable boxes, additional cable channels, water, sewer, trash, beautiful heated pool overlooking the wide open IntraCoastal Waterway, fishing pier with amazing sunsets, BBQ area, management, on-site building maintenance, well maintained waterfront park and so much more. This amazing condo comes with a conveniently located assigned parking space close to the elevator. Additional second car and guest parking available. 55+, NO pets, NO rentals. Do NOT miss this one, CALL TODAY !!!

100 Bluff View Drive Unit 317A, Belleair Bluffs
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