Largo/Belleair Bluffs Homes under $400,000

Largo/Belleair Bluffs Homes under $400,000

Welcome to the enchanting region of Largo and Belleair Bluffs, nestled in the heart of Pinellas County, Florida. This picturesque area is renowned for its stunning coastal views, vibrant community spirit, and an array of recreational opportunities that make it a perfect place to call home. With its proximity to beautiful beaches, parks, and charming local shops, Largo and Belleair Bluffs offer a laid-back lifestyle infused with the warmth of Southern hospitality.

One of the most appealing features of this region is the affordability of housing. For those seeking their dream home without breaking the bank, you’ll find a variety of charming residences available for under $400,000. Whether you're a first-time homebuyer, a retiree looking for a peaceful retreat, or a family in search of a welcoming neighborhood, this area has something for everyone. From cozy single-family homes to modern townhouses, the options are diverse and cater to various lifestyles.

The community is not just about beautiful homes; it’s also about connection and convenience. Enjoy leisurely strolls along the waterfront, explore the local parks, or indulge in the delightful dining options that abound in the area. With excellent schools, friendly neighbors, and a strong sense of community, Largo and Belleair Bluffs provide an ideal backdrop for creating lasting memories.

Discover the charm and affordability of this hidden gem in Florida—where your dream home awaits at an incredible value! Come and experience the allure of Largo and Belleair Bluffs, where a vibrant lifestyle meets the comfort of home.

Newest Largo/Belleair Bluffs Homes under $400,000

911 Washington Avenue Unit 311, Largo
$90,000
1 Beds ⋅ 1 Baths ⋅ Town Arms Apts Condo SubDv. ⋅ 33770 Zip Code
Updated and Move-In Ready! Welcome to Unit 311 in the Town Arms Condominiums, featuring a one-bedroom, one bath layout with additional sunroom. Highly maintained condo is freshly painted. The galley kitchen is updated with 2025 natural gas range and granite counters. Beautiful full bath with waterfall tile in the shower. Expansive sunroom is light and bright. Enjoy low maintenance condo living. The monthly fee includes natural gas, sewer, trash and water- helping keep monthly expenses manageable. Great Location! Live in the heart of downtown Largo with easy access to restaurants, shopping, and nearby public transit. Enjoy all Tampa Bay is known for - Pinellas beaches, Parks, the Pinellas Trail, Sporting events and the Tampa International Airport.

911 Washington Avenue Unit 311, Largo
1100 E Bay Drive Unit 68, Largo
$165,000
2 Beds ⋅ 2 Baths ⋅ Willowbrook Condo SubDv. ⋅ 33770 Zip Code
This Meticulously Updated 2-bedroom, 2-bathroom Corner Condo features Modern Finishes and an Open Floor plan that is perfectly designed for entertaining. The Chef's Kitchen has been exquisitely curated to highlight the classic elegance of the stone countertops, rich backsplash and wood cabinetry with enhanced accents. The bright and beautiful owner's retreat is complete with a large walk-in closet, bonus closet and luxurious en-suite bathroom with deluxe walk-in shower. Located in the heart of Downtown Largo in a delightful 55+ community that is only steps away from an array of shops and restaurants as well as all of the fun year-round events, shows and celebrations at Largo Central Park! Some of the upgrades include, newer appliances, newer windows, crown molding and plantation shutters. There is conveniently assigned parking and a separate storage unit that is large enough for bikes. Amenities are Heated Pool, Shuffle Board, Grill and Clubhouse complete with Sauna and Library.

1100 E Bay Drive Unit 68, Largo
980 7th Street Nw Unit 43, Largo
$135,000
2 Beds ⋅ 2 Baths ⋅ Lake Placid M/H Park Unrec SubDv. ⋅ 33770 Zip Code
Enjoy peaceful pond views and easy Florida living in this light and bright 1997 double-wide manufactured home, located in a desirable resident-owned 55+ community! Offering 960 square feet of living space PLUS approximately 240 square feet of additional bonus space not included in the listed living area, this well-maintained home features an open floor plan with plenty of natural light and a comfortable layout that makes it easy to feel right at home. Step inside to find a welcoming living area that flows seamlessly into the kitchen, featuring white cabinetry, ample counter space, plenty of storage, and a full appliance package. The home also offers updated flooring throughout much of the living space and the convenience of an inside laundry area. The split-bedroom floor plan provides added privacy, with a spacious primary bedroom featuring its own ensuite bathroom. The second bedroom is located on the opposite side of the home and leads to a versatile bonus room offering approximately 240 square feet of additional space! Not included in the home's 960 square feet of listed living area, this bonus room is ideal for a home office, sitting area, hobby room, or additional guest space. Large windows fill the room with natural light and provide beautiful views of the peaceful pond just outside. Outside, you'll appreciate the covered carport, low-maintenance exterior, and beautiful pond setting. Additional features include a roof replaced in 2010 and an A/C system installed in 2013. One of the biggest advantages of this resident-owned community is the convenience of the monthly fees, which include TV, internet, water, sewer, trash, and exterior maintenance! Residents can also enjoy the community clubhouse and a variety of social activities, including shuffleboard, coffee hours, and much more. Conveniently located near shopping, dining, everyday essentials, and our world-famous Gulf beaches, you'll have everything you need just a short drive away. Whether you're looking for a full-time Florida residence or a seasonal getaway, this home offers comfortable living, beautiful pond views, and an active community lifestyle. Just move right in and start enjoying everything Florida living has to offer!

980 7th Street Nw Unit 43, Largo
131 Bluff View Drive Unit 107, Belleair Bluffs
$190,000
2 Beds ⋅ 2 Baths ⋅ Port Belleair 4 Condo SubDv. ⋅ 33770 Zip Code
Opportunity awaits in Belleair Bluffs! Located in the established 55+ community of Port Belleair No. 4, this condo offers a chance to make a home your own in a desirable Pinellas location. The interior is ready for updating, providing an opportunity to renovate and personalize the space to suit your preferences. Residents of Port Belleair enjoy access to a community swimming pool and clubhouse, along with a convenient location just minutes from the Belleair Causeway, Gulf beaches, shopping, restaurants, and everyday essentials. Whether you’re looking for a full-time residence or a seasonal Florida retreat, this property offers an opportunity to create something of your own in an established community.

131 Bluff View Drive Unit 107, Belleair Bluffs
15 Thatch Palm Street E, Largo
$150,000
2 Beds ⋅ 2 Baths ⋅ Palm Hill Mobile Home Park Unrec SubDv. ⋅ 33770 Zip Code
Enjoy golf-course views from this newly listed two-bedroom, two-bathroom home in scenic Palm Hill Country Club, an active 55+ community. Located just a few miles from the Pinellas Trail, it offers a peaceful setting with resort-style amenities: a 9-hole golf course, three tennis courts, pickleball and bocce ball courts, horseshoes, a billiards room, and a quiet library. Each of the community’s two recreation areas includes a clubhouse, sun-filled pool, and jacuzzi. Weather is never an issue for social gatherings, thanks to both outdoor and fully enclosed shuffleboard courts. The $595.00 monthly maintenance fee includes water, sewer, garbage, lawn care, cable, and internet for easy, carefree living. INTERIOR: Fall in love with this delightfully updated split-plan, packed with modern upgrades, including stylish accent paneled walls, cooling ceiling fans, replacement windows, and a brand-new 2025 central heating and air system. Sleek laminate flooring runs through most of the layout, leading you into a stunningly modernized kitchen with tile flooring, abundant cabinet storage, crisp new countertops, and stainless-steel appliances—including a refrigerator, range, ice maker, microwave, disposal, and up-to-date oven. An adjacent dining area keeps everyone connected during meal prep before flowing into a generous living room made for after-dinner conversation, or you can step right through to the fully climate-controlled, tiled Florida room to soak in the views. Toward the back of the home, a bright, sun-drenched bedroom awaits, complete with a storage closet and a private en suite bath showcasing a fresh vanity and a glass-door walk-in shower. A tasteful guest bath features a modern vanity and a classic tub/shower combo over easy-to-clean tiled floors, perfectly serving the home and the second bedroom. Positioned near the front of the home, the second bedroom is an absolute standout, smartly designed with a double closet, two single closets, and a versatile alcove ideal for a desk, vanity, or cozy reading nook. Just bring your own furniture to personalize the layout and turn this wonderful property into your ultimate home sweet home! EXTERIOR: Wrapped in low-maintenance vinyl siding, this property is neat as a pin and framed by tasteful landscaping, complete with classic shutters and protective awnings. An accessible carport provides shaded parking, while the durable roofover installed in 2019 offers long-term peace of mind. A rear paved patio provides a perfect outdoor retreat alongside a substantial shed that houses a dryer and a newer washer. From here, you can seamlessly access the lowered Florida room, fully equipped with air conditioning to enjoy the surrounding scenery. It really comes down to location, location, location for this incredible find. Priced at $150,000, which includes the community share, this listing has so much to offer. This opportunity is a hole-in-one, so don't putter around—make an offer today!

15 Thatch Palm Street E, Largo
100 Bluff View Drive Unit 211A, Belleair Bluffs
$259,900
1 Beds ⋅ 2 Baths ⋅ Harbour Club Condo 2 SubDv. ⋅ 33770 Zip Code
Location, Location, Location! View this updated one bedroom, two bath condo in the coveted Harbour Club Condominiums on the Intercoastal Waterfront by the Belleair Causeway & boat ramps. Harbour Club Condominiums, on prestigious Bluff View Drive in affluent Belleair Bluffs, is convenient to all that coastal Florida offers. Situated in a strong community of 3 well-maintained concrete buildings whose grounds, common areas, amenities & water-view units are highly valued & frequently updated; this condo is within minutes of all beaches from Indian Rocks to Clearwater. Features exclusive to BuildingA include a spacious clubhouse room with a large adjoining kitchen. The full kitchen and enormous clubroom contribute to well attended social events organized by our outstanding residents. Offering internet access, a large screen TV, pool & ping-pong tables, piano, library, game tables plus stage, the updated clubroom also contains four comfortable conversation areas. Did we mention Bldg. A's exercise room and full-time maintenance employee? The larger Harbour Club Community boasts luxurious landscaping, a generous swimming pool with both sun & shade pool-deck areas, 2 propane grills with outdoor tables, water-view seating, an extensive seawall & a 50-foot fishing pier. Not to mention shuffleboard courts, a car-wash area plus off-street guest parking. Easily walk to quality dining, pharmacy, doctors, banking, grocery stores, beach and shopping. All of these features combined with Low Dues, a secure well-built concrete structure with a new roof & fresh exterior painting, provide a 55+ near paradise. This 1050 square foot second-floor condo in Building A has gracious living space, a renovated kitchen & a spacious bedroom with a large walk-in closet featuring built-in cherry shelving. Both bathrooms have new toilets & new tile floors. More desirable features include an office/bonus room and an HVAC unit installed in 2025. The kitchen has a well-planned design with excellent lighting & functionality. The all wood kitchen cabinets, granite counters, backsplash, sink, faucet, microwave & disposal were all installed in 2025. Wide plank luxury-vinyl laminate floors with new wood base moldings installed in 2024 contribute to the appeal of this unit. The under-building garage parking space and adjacent 5’x7’ storage closet are very convenient to either of the 2 elevators as well to the unit. Building A has Secure entries with multiple Security cameras, perfect for both snowbirds & full-time residents. Exterior amenities, WIFI, Cable+, water and trash are all included in the low monthly dues. This apartment has had no water intrusion in any past hurricane. Property has been in one family since January of 1978. No pets and no rentals contribute to a quiet and friendly community. Building A passed the milestone inspection promptly with no Phase 2 survey needed; Plus No Flood Insurance requirement for Building A.

100 Bluff View Drive Unit 211A, Belleair Bluffs
602 4th Avenue Nw, Largo
$395,900
5 Beds ⋅ 2 Baths ⋅ Lake Villa Sub SubDv. ⋅ 33770 Zip Code
Virtually Staged. One or more photo(s) was virtually staged. Investment opportunity in central Largo featuring two detached residences on one fee-simple parcel. The property offers a flexible two-unit configuration with separate living spaces, off-street parking, public utilities, and convenient access to downtown Largo, shopping, dining, parks, major routes, and Gulf beaches. Public records identify two residential structures on the parcel, making this a compelling addition to an income-property portfolio. Buyer and buyer’s agent should independently verify unit configuration, measurements, occupancy, leases, rents, expenses, zoning, and permitted use.

602 4th Avenue Nw, Largo
821 3rd Avenue Sw Unit 15/7, Largo
$145,000
2 Beds ⋅ 2 Baths ⋅ Casa Bello Condo SubDv. ⋅ 33770 Zip Code
Sunshine, simplicity, and a little more time to enjoy life. Welcome to easy Florida living in this beautifully maintained 2-bedroom, 2-bath condo in a desirable 55+ community in Largo. Offering 1,075 square feet of comfortable living space, this inviting home combines a clean, neutral aesthetic with the everyday conveniences that make maintenance-free living so appealing. Inside, tile and laminate flooring flow throughout, while the bright eat-in kitchen features a tiled floor, classic raised-panel cabinetry and all appliances. The spacious primary suite offers an en-suite bath and walk-in closet, while the second bedroom provides plenty of flexibility for guests, an office, or hobbies. An inside laundry room and tankless water heater add to the thoughtful functionality of the home. Ceiling fans in every room and on the screen-enclosed porch keep the Florida breeze moving comfortably throughout the seasons. When you’re ready to get out and enjoy the sunshine, the community pool is just one more place to relax and connect with neighbors. And then there’s Largo, perfectly positioned to enjoy the best of Florida’s Gulf Coast. Beautiful beaches, waterfront parks, golf, shopping, restaurants, medical facilities, and everyday conveniences are all within easy reach, while Clearwater, Dunedin, Indian Rocks Beach and the greater Tampa Bay area are close enough offering endless options for dining, entertainment and adventure. Whether you are looking for a full time Florida home or a place to escape the cold, this condo offers a maintenance free 55+ lifestyle with the freedom to spend your time enjoying everything Florida has to offer!

821 3rd Avenue Sw Unit 15/7, Largo
155 Bluff View Drive Unit 209, Belleair Bluffs
$350,000
2 Beds ⋅ 2 Baths ⋅ Port Belleair 1 Condo SubDv. ⋅ 33770 Zip Code
This must see beautifully updated condo with Intracoastal Waterway views is located within a short walking distance to the many Belleair Bluffs amenities including restaurants, groceries, pharmacy, banks, gas, dry cleaning, retail shops, the Belleair Bluffs city hall with its park like setting, playground and outdoor fitness center and the Belleair causeway and its amazing views, marina and fishing pier. Plus Gulf Blvd and our award winning sandy beaches are only 1 1/2 miles away. The fenced condo complex offers a heated pool, deck, clubhouse, outdoor grilling station, relaxing garden areas and under the building parking providing convenience and shade. The condo updates include hurricane rated windows, vinyl flooring throughout, crown molding, remodeled island kitchen and baths, kitchen laundry center and closet built-ins.

155 Bluff View Drive Unit 209, Belleair Bluffs
501 E Bay Drive Unit 702, Largo
$172,000
2 Beds ⋅ 2 Baths ⋅ Magnolia Square Condo Inc SubDv. ⋅ 33770 Zip Code
Looking for a home where you can walk to the park, library, restaurants and neighborhood favorites — and still be just minutes from the Gulf beaches? This townhome-style condo near Largo Central Park offers something else condo buyers appreciate: no neighbors above or below, plus your own outdoor space both upstairs and down. In other words, no footsteps overhead and no one living under yours. Inside, easy-care tile and wood laminate flooring runs throughout the home — no carpet to baby, shampoo or apologize for. The primary bedroom opens to its own private balcony overlooking the garden area at the rear of the townhome, while downstairs a private patio with a gas grill creates another inviting spot to relax or entertain. Several important improvements have already been completed, including impact windows installed in 2024, a new A/C system in 2024 and a roof approximately three years old. Roof maintenance and replacement are handled by the condo association. The kitchen also features a newer (2024) stainless steel French-door, counter-depth refrigerator. The location is a real standout. A gated rear entrance, accessible only to Magnolia Square residents with a key, provides convenient access to the Largo Public Library, with Largo Central Park just across the street. Shops, restaurants, a neighborhood pub and other everyday conveniences are nearby, while the barrier-island beaches are only about 4.4 miles away. And a nice bonus for EV drivers: the library parking lot has EV charging stations, because apparently even your car gets a neighborhood amenity. The home includes an assigned covered parking space, and Magnolia Square residents enjoy a community pool, tennis courts and clubhouse. Monthly condo dues also include water, sewer, trash collection, building insurance, exterior building and grounds maintenance, and reserve funding. Whether you're looking for your first home, a Florida getaway or simply a low-maintenance home in a location where you can leave the car parked more often, this one offers a combination of privacy, outdoor living, recent improvements and convenience that's hard to find.

501 E Bay Drive Unit 702, Largo
100 Bluff View Drive Unit 514A, Belleair Bluffs
$350,000
2 Beds ⋅ 2 Baths ⋅ Harbour Club Condo SubDv. ⋅ 33770 Zip Code
Located HIGH ON “THE BLUFFS” of Belleair so NO FLOOD INSURANCE needed here! BRAND NEW KITCHEN – WHITE SHAKER CABINETS, QUARTZ COUNTERTOPS, SS APPLIANCES! NEW BATHROOM VANITIES & QUARTZ COUNTERS! NEW PLANK FLOORING THROUGHOUT! NEW WATER HEATER. NEW PAINT! Coastal living at its finest in the beautifully renovated unit. 5th FLOOR GULF VIEWS! Spacious CORNER UNIT offers extra windows on the East side as well as STUNNING North and West VIEWS OF THE INTRACOASTAL WATERWAYS! WATERFRONT LIVING on the mainland without the price premium "on the beach." Premium location in the distinguished neighborhood of Bluff View Drive next to multi-million Dollar luxury waterfront homes in the City of Belleair Bluffs. Building "A" of the Harbour Club community features TWO ELEVATORS and sits high on the "Belleair Bluffs", therefore NO FLOOD INSURANCE required in this Building A. Spectacular views from this 5TH FLOOR unit to the north to Clearwater Harbour, Sand Key, Clearwater bridge, and downtown. The sunsets and "city lights" at night are extraordinary. Enjoy the sunsets from the main rooms! Master bedroom with gorgeous WATER VIEWS is spacious and features en suite bathroom & extra large walk-in closet. Guest bedroom/Office/Den has large closets and ALSO has fabulous WATER VIEWS! Fresh paint and new flooring makes this move in ready! Spacious kitchen with walk-in pantry! This condo has a storage room in the unit. Assigned covered parking #514 with a large storage closet 9x4ft for your beach chairs, kayaks, golf clubs & more! Additional second car and guest parking available. Enjoy the luxury waterfront heated pool, fitness center, shuffleboard, BBQ grills, picnic tables on community grounds. Take in glorious sunsets from the large LED-lighted fishing pier or watch twinkling lights of Sand key at night, fish off dock or paddle out on your kayak from adjoining small public beach. The recently renovated clubhouse accommodates large gatherings, and features TVs, a pool table, and a full kitchen. 55+, NO pets, NO rentals. Harbour Club’s beautifully landscaped waterfront complex is just minutes from the pristine white sands of TOP RATED BEACHES IN THE U.S.! Locals walk to the beach across the Belleair Causeway. The adjacent Belleair Causeway offers boat ramps. This is a fantastic location to fish from elevated platforms and enjoy views of passing boats, dolphins, birds, estuary, and lagoons. The causeway and natural elevations, and sunsets create incredible opportunities for photography and memories. Every convenience is "walkable," including Publix, boutique stores and specialty shops, prominent restaurants, professional and medical services, coffee shops and bakeries, and casual to fine dining! 55+, NO pets, NO rentals. The county says 1565sqft living but the unit is larger. Don't wait, this one will sell fast, CALL TODAY!

100 Bluff View Drive Unit 514A, Belleair Bluffs
980 7th Street Nw Unit 1A, Largo
$160,000
2 Beds ⋅ 2 Baths ⋅ Lake Placid M/H Park Unrec SubDv. ⋅ 33770 Zip Code
LAKESIDE LIVING WITH A TROPICAL FLORIDA VIBE! Welcome to this charming 2-bedroom, 2-bathroom double-wide manufactured home in Lake Placid, a 55+ age-qualified community, where relaxed waterfront living meets an unbeatable Florida location. Perfectly positioned along the lake, this home offers beautiful water views and an abundance of indoor and outdoor spaces designed for enjoying the Florida lifestyle. A long driveway provides generous parking, while an additional parking area next door offers even more convenience for guests, multiple vehicles, or entertaining. The spacious Florida room features expansive windows showcasing the picturesque lake, creating a bright and inviting space to enjoy your morning coffee, entertain guests, or simply relax while taking in the peaceful surroundings. Inside, the home offers a light, bright and airy Florida feel, with comfortable living spaces and an easy flow that makes everyday living and entertaining a pleasure. Two bedrooms and two bathrooms provide plenty of room for guests while maintaining a comfortable and inviting atmosphere. Step outside and discover your own private tropical oasis, complete with several thoughtfully arranged areas for entertaining and relaxing. Imagine gathering with friends, enjoying a drink overlooking the lake, unwinding in the hot tub, or spending a lazy afternoon relaxing in the hammock. With two boat cleats, boating and lakeside recreation, fishing, feed the ducks all are right at your doorstep. Beyond your own backyard, Lake Placid offers the opportunity to enjoy the best of the Florida lifestyle. The community is conveniently located just 3 miles from the award-winning beaches of Clearwater and close to vibrant Downtown Largo, with restaurants, dining, retail, entertainment, and everyday conveniences nearby. Shopping, restaurants, beaches, and so much more are all within easy reach. Whether you're looking for a full-time residence, seasonal retreat, or your own Florida getaway, this home delivers the perfect combination of waterfront living, tropical outdoor spaces, bright Florida interiors, abundant parking, and an exceptional location. With the low $310 monthly fee that includes water, sewer, Lawncare, cable and internet!! Come relax, unwind, and enjoy the laid-back lakeside Florida lifestyle at Lake Placid!

980 7th Street Nw Unit 1A, Largo
Start Your Search

How much is your home worth?

Get instant property value now!