Palm Harbor Homes with Deed Restrictions Community Features

Palm Harbor Homes with Deed Restrictions Community Features

Welcome to Palm Harbor, Florida—a charming gem nestled in the heart of Pinellas County. Known for its picturesque landscapes and vibrant community spirit, Palm Harbor offers a perfect blend of suburban tranquility and access to Florida’s beautiful Gulf Coast. With its lush greenery, stunning parks, and a variety of recreational activities, residents enjoy a lifestyle that embraces both relaxation and adventure.

One of the standout features of Palm Harbor is its family-friendly atmosphere, enhanced by the presence of homes with deed restrictions. These communities are designed to maintain the aesthetic appeal and overall quality of life for residents. With well-manicured lawns, beautifully maintained common areas, and thoughtfully designed homes, deed-restricted communities create a harmonious living environment. You’ll find a variety of architectural styles that cater to diverse tastes, ensuring everyone can find their perfect home.

In addition to the aesthetic benefits, these communities often provide exclusive amenities such as swimming pools, playgrounds, and clubhouses, fostering a sense of belonging among neighbors. The deed restrictions not only protect property values but also encourage a strong sense of community pride.

Living in Palm Harbor means being just a stone’s throw away from some of Florida’s best beaches, top-rated schools, and an array of dining and shopping options. Whether you’re enjoying a sunny day at the beach or exploring the local parks, Palm Harbor is a place where you can truly embrace the Florida lifestyle. Come and discover your dream home in this vibrant community today!

Newest Palm Harbor Homes with Deed Restrictions Community Features

4 Beds ⋅ 3 Baths ⋅ Indian Trails SubDv. ⋅ 34683 Zip Code

Welcome to Indian Trails, one of Palm Harbor’s most desirable and welcoming neighborhoods, where location, lifestyle, and value come together. Set on an oversized .40-acre lot with a peaceful conservation backdrop, this inviting pool home offers privacy, space, and an exceptional opportunity to make it your own. The home has been well maintained, and the interior is ready for its new owner to refresh the finishes, colors, and spaces to reflect their personal style and vision. A thoughtful split-bedroom floor plan provides both functionality and flexibility, with views of the pool from most rooms. The family room is anchored by a stone-accented wood-burning fireplace, while the living room and dining combination creates an inviting space for everyday living and entertaining. Two bedrooms share a convenient Jack & Jill bathroom, while a guest half bath adds functionality. The fourth bedroom offers direct access to the primary bedroom, making it ideal as a nursery, home office, private sitting room, or guest space. A spacious two-car garage provides ample room for vehicles, storage, and hobbies. Major updates include a NEW ROOF BEING INSTALLED, HVAC replaced in 2025, and Hot Water Heater replaced in 2026. Located in Flood Zone X with low HOA fees, this home offers exceptional value in a highly sought-after Palm Harbor location. The school zone includes Sutherland Elementary, Palm Harbor Middle School, and Palm Harbor High School, conveniently located within walking and biking distance. Indian Trails is an exceptionally friendly neighborhood known for its informal community activities, with neighbors coming together throughout the year and visitors traveling from near and far to enjoy the neighborhood’s famous annual holiday light displays. Just a couple of blocks from the Pinellas Trail and approximately six miles from Honeymoon Island and its award-winning beaches, you’ll also enjoy convenient access to shopping, dining, parks, and everyday amenities throughout upper Pinellas County. Tampa International Airport is approximately 16 miles away, making travel convenient while still allowing you to enjoy the relaxed charm of Palm Harbor. This is an opportunity to take a home with an excellent location, generous lot, pool, desirable floor plan, important recent mechanical updates and create something truly your own. Enjoy the self-directed 3D tour!

1374 Indian Trail N, Palm Harbor

4 Beds ⋅ 3 Baths ⋅ Franklin Square East SubDv. ⋅ 34683 Zip Code

Peace of mind and low-maintenance living minutes from Honeymoon Island and downtown Dunedin. This 4-bedroom, 3-bath home in the A-rated Palm Harbor School District is priced to sell! Nestled in a small, quiet community in a non-flood and non-evacuation zone, this home is move-in ready. Never have to mow your lawn with exterior maintenance-free living! Central to all Pinellas County has to offer, this spacious home already has the costly updates your family needs: a newer roof, AC system, water heater and bathrooms, all updated in 2021 and 2022! New, wood-look ceramic tile was expertly installed throughout the home in 2022 and kitchen cabinets were recently refinished. You'll also enjoy newer black stainless-steel appliances, front siding (2026) and exterior (2017 and 2026) and interior (2022-2024) paint.

1465 Cairn Court, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Innisbrook 15 Condo SubDv. ⋅ 34684 Zip Code

Three Bedroom/Two Bath -"D" Unit - SPECTACULAR VIEW OVERLOOKING the PGA VALSPAR CHAMPIONSHIP COPPERHEAD COURSE'S #18th GREEN. Just a short walk to the Copperhead Pro Shop and Clubhouse and swimming pool. Wine and dine in the fine newly renovated Packard’s Steakhouse. This lovely condo has been professionally upgraded with commercial grade furnishings, painted walls and crown molding throughout and updated to the newest Rental Pool standards. Large galley style kitchen with Quartz countertops, new cabinets and stainless-steel appliances, you will have everything you need to comfortably prepare family meals (when you are not dining out at one of our four dining venues). Guest bedroom has a King size pillow-top bed while the separate “lock off” Master bedroom offers 2 Queen size pillow-top beds, large bathroom and all its own comforts with separate access to the hallway. The 2nd Guest bedroom with two Twin beds pillow-top beds, plus, you will have a Queen sleeper sofa in the living room. Great opportunity to own a vacation home at Innisbrook Golf and Spa Resort right on the famous Championship Valspar PGA Copperhead Golf Course! Several levels of club memberships are available for purchase to participate in the Innisbrook amenities. Innisbrook condo owners have the option to participate in the Resort’s optional Rental Pool program (condos in lodges 1-24 only). Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

36750 Us Highway 19 N Unit 15305, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Imperial Ridge SubDv. ⋅ 34684 Zip Code

Welcome Home to 3671 Imperial Ridge! This well-maintained 2-bedroom, 2-bath, 2-car garage villa offers the perfect blend of comfort, convenience, and low-maintenance living. As you approach the home, you'll be welcomed by a private courtyard. Step inside to a welcoming foyer that opens to a spacious living room featuring beautiful tile flooring, soaring ceilings, and a large sliding glass door leading to the enclosed lanai. Natural light fills the home, creating a bright and open feel throughout. The kitchen features dual windows, ample cabinetry, and a convenient eat-in space. The generously sized primary suite offers a walk-in closet and private en-suite bathroom. An added bonus is the inside laundry/utility room. The impressive 7' x 30' covered and enclosed lanai is truly a standout feature, offering plenty of space to relax or entertain while enjoying one of the nicest views in the community. This single-level villa features a thoughtfully designed floor plan with a seamless flow throughout. NO flood insurance required, NO CDD fees, and a low HOA fee make this an excellent opportunity. Ideally located just minutes from shopping, dining, and entertainment—approximately 10 minutes to downtown Dunedin and only 5 minutes to Countryside Mall—this home offers the perfect combination of location, comfort, and convenience. Don't miss the opportunity to make this beautiful villa your new home!

3671 Imperial Ridge Parkway, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Innisbrook 04 Condo SubDv. ⋅ 34684 Zip Code

TWO BEDROOM/TWO BATH “C” UNIT - Ground Floor with million-dollar view of Innisbrook Lake! Paradise awaits with resort-style living at its finest. You will love this gorgeous 2-Bedroom/ 2-Bath condo with an UNOBSTRUCTED VIEW of the lake and Island Golf Course. All this and much more in Innisbrook Golf and Spa Resort, a privately gated Resort in Palm Harbor. This unit is recently RENOVATED FROM TOP TO BOTTOM, tastefully decorated, AND offered FULLY FURNISHED. Renovations include PELLA PREMIER IMPACT AND HURRICANE RESISTANT windows and doors which include a transferable 20/10-year warranty. As you enter this condo, you can appreciate the open concept kitchen, living and dining area. Enjoy the enlarged kitchen with classic high-end cabinets as well as extra storage, with stunning granite counter tops with LARGE ISLAND/BREAKFAST BAR with four bar stools and a pantry with pull-out drawers and appliance garage for coffee maker and toaster. HIGH-END APPLIANCES include induction stove, fridge with ice & filtered water, dishwasher and microwave. Beautiful Travertine Flooring in a French pattern matches throughout the kitchen, living room, patio, hallways and closets, as well as new flooring in both bedrooms. The guest bathroom has been completely renovated as well as the master bath has been enlarged and renovated with a vanity with double sinks. Other improvements you will appreciate are the Crown Molding throughout; Raised Ceiling in the kitchen; Wine Storage Rack and Mini Bar with Wine Fridge; LED pot lights throughout; and LED lights above and below kitchen cabinets adding ambience. An added benefit of this location is the Island Clubhouse is right next door featuring the Turnberry Pub and Island Pool with hot tub, as well as a ground floor coin-free laundry just a few doors away, or, you have the option to install your own washer dryer in the water heater closet (to be installed by a licensed plumber and permits are required). Your HOA fee is very inclusive with water/sewer/trash/coin-free laundry/Wi-Fi and basic cable all included. Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

36750 Us Highway 19 N Unit 04138, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Innisbrook 21 Condo SubDv. ⋅ 34684 Zip Code

Two Bedroom/Den/Two Bath “D” Unit: LOCATION/LOCATION...COPPERHEAD-GROUND FLOOR-TWO BEDROOM/DEN/TWO BATH/ This condo checks all the boxes including a GROUND FLOOR COIN-FREE LAUNDRY just a few steps away. An UNOBSTRUCTED VIEW of the PGA VALSPAR CHAMPIRIONSHIP COPPERHEAD #1 FAIRWAY AND THE FAIRWAY POOL just steps away; Offered fully furnished so you can move right in and make updates at your leisure. Lightness and brightness provided by the natural light coming in from the expansive sliding doors in the living room and den. Guest bedroom offers two twin beds with the master bedroom furnished with two full beds. Several levels of club memberships are available for purchase to participate in the Innisbrook amenities. Innisbrook condo owners have the option to participate in the Resort’s optional Rental Pool program (condos in lodges 1-24 only). Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

36750 Us Highway 19 Unit 21105, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code

Lake Tarpon Village is an excellent over 55 community located on Lake Tarpon, with a full dock, resident boat slips, private boat ramp, boat and trailer storage, and a nice waterfront park. The clubhouse has a huge heated pool, hot tub, bocce ball, shuffleboard, and a very nice clubhouse and community center. It’s very golf cart friendly, and has many nice restaurants within walking distance, or you can ride your golf cart. This home has 1200 ft.², two bedrooms, two full bathrooms, and a large extra room connected to the living room, that could be used as an office, sewing room, or even converted to a third bedroom for guests. Recently all the flooring has been replaced with luxury vinyl plank, and any sub flooring has been updated to feel solid and not creek when you walk on it. Followed by baseboards, two completely renovated bathrooms, and a full interior painting. The home faces south, which keeps the living room and family room light and bright. Especially at sunrise, when you can sit in your screened porch area and enjoy the cool morning breeze.

55 Lexington Court Unit 12, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Eighteen SubDv. ⋅ 34684 Zip Code

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

3558 Oak Lake Drive, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code

Health Issues. Must sell! Private Financing Available. $175k – YOU OWN THE LAND— No Lot Rent! NEW ROOF 9/25 and a rare FENCED YARD. Only 10 homes out of 500 here have an HOA-Approved fenced backyard. Rare 2% find for pet owners… This land-owned 6,300 sqft lot is the only property available where you can build an addition to expand or add a standalone functional guest house, studio, or workshop... Enjoy a private community boat ramp for Lake Tarpon access and a HEATED pool. 55+ LIFESTYLE! Located in the desirable Village of Lake Tarpon golf cart community, only 10 miles to Honeymoon Island Beach. Sold TURNKEY, fully furnished. This well-cared-for, non-smoker, 2BR/2BA home includes a 180 sqft versatile flex room, totaling 1,044 sqft of living space. View virtually staged 3rd bedroom… Lowest HOA around ($110/m) in a preferred Zone X. No Flood Insurance Required... Newer updates include a 2018 A/C, updated plumbing and electrical plus a practical golf cart charging station. THE DEAL: Title to the mobile home is retired and classified as real property (Land Owned). NO LOT RENT! Financing available. Contact agent for lender terms and requirements. View all photos to appreciate this prime lakeside retirement retreat featuring a Key West vibe!

183 Philadelphia Boulevard Unit 22, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code

Welcome to Andover Village in the Highland Lakes active 55+ community. This unit offers 2 bedrooms, 2 full baths, eat in kitchen space, as additional Florida room. The attached, extended one car garage provides a full sized washer and dryer, wash tub as well as water softener. The primary bedroom offers an en suite bathroom and ample sized walk-in closet. The second bedroom includes a custom built-in murphy bed, providing a neat space for guest to sleep then hide away! Community features include golfing, tennis, swimming, shuffleboard, clubhouse with activities and much more. This home is ready for a buyer to come make it your own!

1609 Whitebridge Drive Unit A, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Crossings At Lake Tarpon SubDv. ⋅ 34684 Zip Code

Virtually Staged. TURN-KEY and truly move-in ready! Welcome to 2966 Sumner Way, a spacious 3-bedroom, 2-bath, 1,875 sq. ft. split-floor-plan home with a 2-car garage featuring TWO large living areas with vaulted ceilings, each with sliding doors opening to the resort-style pool and spa. The home also offers a separate dining room, breakfast nook, and a spacious primary suite with a large soaking tub and private French doors leading to the pool area. Recent updates include fresh landscaping throughout (2026), interior paint (2026), A/C (2020, water heater (2020), plus HURRICANE-RATED doors and storm shutters (2019). The home is also equipped with a water softener system. Located in desirable Crossings at Lake Tarpon, just minutes from Lake Tarpon, shopping, dining, beaches, and major roadways. LOW HOA, NO CDD, Flood Zone X.

2966 Sumner Way, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

3300 Mcmath Drive, Palm Harbor

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