Palm Harbor Homes with Lake Front Water Frontage

Palm Harbor Homes with Lake Front Water Frontage

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County. This charming coastal community is renowned for its picturesque landscapes, vibrant local culture, and, most importantly, its stunning waterfront properties. With its lush greenery, serene lakes, and proximity to the sparkling Gulf of Mexico, Palm Harbor offers a unique blend of suburban tranquility and coastal living.

Imagine waking up to the gentle sounds of lapping water right outside your window. Homes with lakefront and waterfront access in Palm Harbor provide residents with not just a beautiful view, but a lifestyle filled with outdoor adventures. Whether you're fishing, kayaking, or simply enjoying a peaceful afternoon on your dock, the allure of lakeside living is undeniable.

The community is also rich in amenities, with charming boutiques, delightful dining options, and excellent schools just a stone's throw away. Palm Harbor boasts several parks and recreational areas, making it easy for families and nature lovers to explore the great outdoors. The nearby Honeymoon Island State Park and Caladesi Island State Park are perfect for weekend getaways, offering sandy beaches and stunning nature trails.

With a diverse selection of homes available, from luxurious estates to cozy bungalows, Palm Harbor is a perfect destination for anyone looking to embrace the Florida lifestyle. Whether you're a first-time homebuyer or seeking a peaceful retreat, the lakefront properties here promise a harmonious blend of comfort and natural beauty. Discover your dream home in Palm Harbor, where every day feels like a vacation!

Newest Palm Harbor Homes with Lake Front Water Frontage

$499,400
3 Beds 2 Baths Chattam Landing Ph Ii SubDv. 34685 Zip Code
Pond-View Villa with Courtyard Pool | 2017 Tile Roof | Gated Chattam Landing Welcome to your serene pond-view retreat in gated Chattam Landing, a quiet 90-home villa community within Ridgemoor. The gated entrance adds an extra layer of security and peace of mind. This 3-bedroom, 2-bath, 2-car garage home offers 1,614 sq ft of heated living space designed for easy Florida living and effortless entertaining. An open floor plan flows from the living areas to a breakfast bar and French doors that open to the lanai. New ceramic wood style tile flooring creates a clean, continuous feel throughout. A wood-burning fireplace adds warmth and character, while the courtyard-style pool and screened outdoor living space turn everyday evenings into a private escape. Enjoy morning coffee to the sounds of nature and pond views that make the home feel like a true oasis. Peace of mind is built in: a concrete tile roof (2017), AC (2018), and block construction. The home is in Flood Zone X, so flood insurance is not required. The tile roof is part of the community’s well-kept standard, and the HOA handles weekly watering and yard maintenance along with trash removal—so the grounds stay beautiful without the weekend chores. Residents also enjoy Ridgemoor amenities including pickleball, tennis courts, a playground, and walking and bike trails through a tranquil, forested setting with frequent wildlife sightings. An attached 2-car garage and pond-view setting complete this rare mix of privacy, convenience, and low-maintenance living. Close to top Pinellas schools, shopping, dining, John Chesnut Sr. Park on Lake Tarpon, and a short drive to the Gulf beaches. Come see why this villa feels like a retreat from the hustle—and a place you will want to stay.

5466 Greyston Street, Palm Harbor

$650,000
3 Beds 2 Baths Highland Lakes Unit Eighteen SubDv. 34684 Zip Code
Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

3558 Oak Lake Drive, Palm Harbor

$250,000
3 Beds 2 Baths El Pasado A Condo SubDv. 34685 Zip Code
Virtually Staged. 3/2 East Lake Corridor $250k WHAT? Welcome home to this rarely available and highly sought-after three-bedroom, two-full-bath ground-floor condo in the wonderful El Pasado community! Ideally located just off East Lake Road & directly across from the beautiful John Chestnut Park, this home offers an unbeatable combination of comfort, convenience, & Florida lifestyle living. Your monthly condo fee covers everything except your electric! Enjoy easy access to the beaches, Tampa, shopping, dining, and so much more. Step inside & you’ll immediately appreciate the thoughtful layout & inviting finishes. The kitchen features attractive tile flooring, ample cabinetry, stainless steel appliances—including a side-by-side refrigerator, dishwasher, microwave, and five-burner range—and a double stainless-steel sink overlooking the living room. A charming breakfast nook with an updated light fixture provides the perfect spot for your morning coffee, while the breakfast bar with recessed lighting offers additional seating and a wonderful gathering space. The spacious living and dining areas feature beautiful laminate wood flooring and fill with natural light. A full wall of sliding glass doors leads to your screened-in porch, where you can relax & enjoy peaceful pond views from your own private outdoor retreat. There’s even a large storage closet just off the lanai, making it easy to keep everything organized. Whether you’re enjoying your morning coffee or unwinding in the evening, this is a wonderful place to savor the beautiful Florida weather. The generously sized primary suite is tucked away at the rear of the home for added privacy and features its own sliding-door access to the screened porch and those lovely pond views. The large walk-in closet includes built-in shelving and a convenient pocket door separating it from the bedroom. Another pocket door leads to the private primary en-suite, complete with a spacious linen closet, step-in shower, dual-sink vanity with additional storage, and updated vanity lighting. The shower is wonderfully appointed with a large rain showerhead for a spa-like touch. As you head toward the front of the home, you’ll find charming built-in shelving just off the main entry—perfect for books, décor, or displaying your favorite treasures. Down the hallway are additional storage options, including a generously sized coat/storage closet and a separate closet housing the air handler. You’ll also discover a large walk-in laundry/storage room with a full-size washer and dryer and plenty of room for additional storage. The second full bath is conveniently located off the hallway and offers a tub/shower combination. Two additional bedrooms are both finished with newer carpeting and feature great windows that fill the rooms with natural light. Each bedroom offers a spacious wall closet, making these rooms comfortable and functional for family, guests, a home office, or hobbies. This exceptionally well-maintained community features a beautiful community pool and is meticulously cared for. The condo itself has been immaculately maintained and is truly move-in ready—there’s nothing left to do but unpack and enjoy! This desirable ground-floor location has your covered parking space conveniently located near the front door of the unit and there is plenty of additional visitor parking available for your guests. Come discover the easy Florida lifestyle you’ve been looking for and make this terrific El Pasado condo your new home today!

1801 E Lake Road Unit 19D, Palm Harbor

$769,900
3 Beds 3 Baths St Joseph Sound Estates SubDv. 34683 Zip Code
Welcome to peace and tranquility! Beautifully updated waterfront home is tucked away on a quiet cul-de-sac location in desirable Ozona, offering an exceptional blend of privacy and natural beauty. As you enter the wide-open floor plan, you will immediately be captivated by the dramatic 20-foot pine-adorned ceiling and expansive picture windows, framing serene views of the backyard bayou. The inviting living area features a beautiful natural-stone wood-burning fireplace, plantation shutters, and new flooring. Sliding glass doors lead to two balconies overlooking the water - creating the perfect setting for your morning coffee. The stunning new kitchen, updated in 2025, is designed for both everyday living and entertaining, with a large center island, marble countertops, stainless-steel appliances all seamlessly opening to the living area. Two spacious bedrooms with good size closets and an updated bath are located on the 2nd level. The 3rd level provides the primary retreat with a large walk-in closet, en-suite bath featuring dual vanities and a large walk-in shower with skylight. A unique loft/ catwalk overlooks the dramatic living space below and leads to a third-floor balcony, offering an exceptional space to enjoy the tranquil waterfront setting. The finished lower-level bonus room (not included in total Sq Ft) adds approximately 525 additional square feet of air-conditioned space with a new mini-split A/C system (2024), featuring a family room or game room, 4th bedroom, and a full bath, making this area ideal for a home office, guests or a private in-law suite. New Roof in 2022, two New A/C systems in 2023 and 2026. Oversized 3 car side entry garage. A quiet cul-de-sac location with mature tropical landscaping, a large circular driveway, and ample parking provide plenty of room for vehicles, a boat, and an RV. Enjoy fishing from your own private dock with built-in seating, the bayou is saltwater-fed from St. Joseph Sound. (No HOA) Short-term rentals are allowed. This home offers a wonderful coastal lifestyle while being conveniently close to top-rated schools, including Palm Harbor University High. Pop Stansell Park with a waterfront fishing pier - just around the corner. Golf-cart-friendly community, walk or ride your golf cart to the local restaurants and boutiques of downtown Palm Harbor and Pinellas trail. Just minutes from downtown Dunedin, the Dunedin causeway, Honeymoon island, Innisbrook - championship golf and numerous marinas. 10-15 Minutes to the historical Tarpon Springs Sponge docks, 15-20 Minutes to the beautiful renowned Clearwater beach. 20-25 Minutes to Tampa and St Pete airports.

777 Claudia Lane, Palm Harbor

$309,900
2 Beds 2 Baths Highland Lakes SubDv. 34684 Zip Code
Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

3300 Mcmath Drive, Palm Harbor

$239,900
2 Beds 2 Baths Highland Lakes Villas On The Green SubDv. 34684 Zip Code
Virtually Staged. This beautiful and spacious 2-bedroom, 2-bath villa, complete with an attached oversized garage and indoor laundry, offers nearly 1,300 heated square feet in Palm Harbor’s premier high-and-dry 55+ golf and lakefront community of Highland Lakes. Move-in ready and filled with natural light, this desirable split-bedroom floor plan features BRAND-NEW luxury vinyl plank flooring, fresh interior paint, and new ceiling fans in both the main living area and primary bedroom. Large windows and an oversized skylight fill the main living space with an abundance of natural light, creating a bright and welcoming atmosphere. The spacious primary suite features a large walk-in closet plus an additional built-in closet, dual-sink vanity, skylight, and convenient step-in shower. The well-appointed eat-in kitchen offers updated soft-close cabinets, a generous closet pantry and a convenient pass-through window to the dining room. An inviting bonus room with sliding doors opens to the rear patio, providing the perfect space for outdoor furniture and grilling, while the lush green privacy hedge creates a peaceful and private setting. The oversized attached garage provides plenty of room for both your car and golf cart, while the indoor laundry and utility room add everyday convenience. MAJOR UPDATES provide peace of mind, including a BRAND-NEW (2026) electrical panel, (2021) ROOF, (2019) electric water heater, and hurricane-impact windows in both bedrooms, and the glass slider hurricane shutter offers additional hurricane protection! Even better, this villa is situated safely above the flood plain and in a non-evacuation zone. Enjoy MAINTENANCE-FREE LIVING for a very reasonable monthly fee that includes cable, internet, lawn, trash, sewer/water, building insurance, and exterior pest control while taking advantage of the exceptional amenities Highland Lakes has to offer. Residents enjoy free green fees on three private executive golf courses, as well as tennis, pickleball, bocce, and shuffleboard leagues and clinics. Stay active with health and fitness classes, including yoga and aerobics, or enjoy the scenic golf cart paths as walking and jogging trails. The main clubhouse hosts a variety of entertainment and social events, while the Arts & Crafts Annex offers classes, studios, and a full woodshop. Numerous clubs and groups provide opportunities to connect with neighbors and enjoy a wide variety of hobbies, games, and interests. At Lake Tarpon Lodge, residents can enjoy a second heated pool, picnic and party facilities, a fishing pier, community pontoon boats, and secure complimentary RV or boat storage. Come discover the carefree lifestyle, outstanding amenities, and welcoming community of Highland Lakes—where it's time to enjoy the best of your life!

3370 Stonehaven Court W Unit B, Palm Harbor

$1,250,000
5 Beds 4 Baths Grand Cypress On Lake Tarpon SubDv. 34684 Zip Code
Tucked within the exclusive gated community of Grand Cypress on Lake Tarpon in Palm Harbor, 2591 Grand Cypress Blvd presents an exquisite 5-bedroom, 3.5-bath residence that perfectly blends refined luxury with everyday comfort. Thoughtfully designed for both elegant living and effortless entertaining, this exceptional home offers a rare combination of sophistication, warmth, and functionality. Step outside and enjoy your heated pool, completed in 2024, overlooking serene water views. The expansive outdoor living area features a fully equipped outdoor kitchen, creating the perfect setting for relaxing or entertaining year-round. Inside, soaring tray ceilings, an electric fireplace, and beautifully appointed living spaces create an inviting atmosphere, while the gourmet kitchen showcases a gas cooktop and ample space for culinary enthusiasts. A spacious 3-car garage provides abundant storage, while the dedicated office and private theater room provide the ultimate flexibility for working from home and enjoying movie nights. The luxurious primary suite is a true retreat, featuring crown molding, a stunning chandelier-lit custom walk-in closet with built-ins, and a spa-inspired en suite bathroom. Throughout the home, thoughtfully designed built-in closets provide exceptional organization and storage. Residents also enjoy access to the community boat ramp, offering effortless access to the beautiful waters of Lake Tarpon. From the heated pool and tranquil water views to the upscale interior finishes and exceptional amenities, this is more than a home—it’s a lifestyle. Don’t miss your opportunity to make this extraordinary Grand Cypress residence your own.

2591 Grand Cypress Boulevard, Palm Harbor

$1,100,000
4 Beds 3 Baths Grand Cypress On Lake Tarpon SubDv. 34684 Zip Code
Welcome to refined Florida living in Grand Cypress, a gated community with private resident boat access to Lake Tarpon. Set amid lush green space, mature trees and shimmering lake views, this exceptional residence offers four bedrooms, three full bathrooms, an additional flex room and nearly 3,100 square feet of living space. A heated screened pool with brick-paver decking, three-car garage and Mediterranean tile roof complete the setting. The exterior was painted and the bulkhead redone in 2026. For added peace of mind, a 22 kW Generac whole-home generator was installed in 2025 and connected to the gas line with two 200-amp automatic transfer switches. An eagle’s nest is visible from the backyard. Throughout the seller’s ownership, eagles have returned to the nest and raised their young, offering a rare opportunity to observe them against the backdrop of Lake Tarpon and the surrounding preserve. Double leaded-glass entry doors open to an impressive foyer and gallery-style hallway with high ceilings, eight-foot doors, crown and picture-frame moldings and a neutral palette. Brazilian cherry wood flooring enriches the main living areas, while chiseled travertine is featured in the kitchen, secondary hallways, laundry room and bathrooms. The well-planned layout provides generous gathering spaces while keeping the bedroom wings comfortably separated. The formal dining room, great room, kitchen and casual dining area flow together in an open arrangement. Triple sliding doors frame the pool, green space and lake views while connecting the interior to the covered lanai. The kitchen features 42-inch wood cabinetry, undercabinet lighting, granite countertops, custom backsplash, five-burner gas cooktop, built-in oven and microwave, stainless steel appliances, custom range hood, center island, breakfast bar and full pantry. The private owner’s suite offers direct pool access and serene Lake Tarpon views. Its spa-like bathroom includes dual vanities, soaking tub, walk-in shower and private water closet. Two walk-in closets plus an additional California Closets system provide exceptional wardrobe storage. Near the entrance, a separate wing includes a full guest bathroom and the flex room, currently used as a jewelry design studio and equally suited for an office, creative or exercise studio, bonus room or guest accommodations. Two additional bedrooms and another full bathroom occupy a separate wing. The oversized laundry room includes a utility sink and abundant storage with access to the three-car garage. Tall garage ceilings provide vertical storage plus room for an extra refrigerator. Additional features include impact-resistant, energy-efficient windows and doors, plantation shutters, tray ceilings, upgraded trim, a central vacuum system with floor sweeps, tankless water heater, landscape irrigation and plumbing for a future poolside kitchen and outdoor shower. The heated screened pool, covered lanai and brick-paver deck create a private setting for dining, entertaining or enjoying the lake breeze. Residents enjoy a community boat ramp and dock with direct access to Lake Tarpon, Pinellas County’s largest freshwater lake, offering more than 2,500 acres for boating, fishing and recreation. Grand Cypress is near Innisbrook Golf Resort, Downtown Palm Harbor, Gulf beaches, shopping, dining and the historic Tarpon Springs Sponge Docks, with convenient access to Tampa International Airport. Schedule your private showing today.

2622 Grand Lakeside Drive, Palm Harbor

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