Palm Harbor Homes with Golf Carts OK Community Features

Palm Harbor Homes with Golf Carts OK Community Features

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County, where coastal charm meets suburban serenity. Known for its picturesque landscapes and vibrant community, Palm Harbor boasts a unique blend of natural beauty and modern amenities. With its lush parks, stunning waterfront views, and proximity to the Gulf of Mexico, residents enjoy a lifestyle that’s both active and relaxed.

One of the standout features of Palm Harbor is its welcoming atmosphere for golf cart enthusiasts. In this community, homes with “Golf Carts OK” are more than just a convenience; they are a way of life. Imagine cruising through the sun-drenched streets, stopping by your favorite café, or heading to the nearby golf courses—all while enjoying the fresh Florida air. The community is designed to embrace this lifestyle, with designated paths and friendly regulations that make it easy to navigate in your golf cart.

Palm Harbor is also home to a variety of recreational activities, from world-class golfing at the renowned Innisbrook Resort to exploring the scenic trails of the nearby Pinellas Trail. The area is rich in dining options, boutique shopping, and cultural attractions, ensuring that there’s always something to see and do.

Whether you’re a retiree seeking tranquility, a family looking for a vibrant community, or a golf lover eager to hit the links, Palm Harbor offers a perfect blend of relaxation and adventure. Come discover the charm of this delightful Florida town, where your dream home awaits!

Newest Palm Harbor Homes with Golf Carts OK Community Features

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code

Lake Tarpon Village is an excellent over 55 community located on Lake Tarpon, with a full dock, resident boat slips, private boat ramp, boat and trailer storage, and a nice waterfront park. The clubhouse has a huge heated pool, hot tub, bocce ball, shuffleboard, and a very nice clubhouse and community center. It’s very golf cart friendly, and has many nice restaurants within walking distance, or you can ride your golf cart. This home has 1200 ft.², two bedrooms, two full bathrooms, and a large extra room connected to the living room, that could be used as an office, sewing room, or even converted to a third bedroom for guests. Recently all the flooring has been replaced with luxury vinyl plank, and any sub flooring has been updated to feel solid and not creek when you walk on it. Followed by baseboards, two completely renovated bathrooms, and a full interior painting. The home faces south, which keeps the living room and family room light and bright. Especially at sunrise, when you can sit in your screened porch area and enjoy the cool morning breeze.

55 Lexington Court Unit 12, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Eighteen SubDv. ⋅ 34684 Zip Code

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

3558 Oak Lake Drive, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code

Health Issues. Must sell! Private Financing Available. $175k – YOU OWN THE LAND— No Lot Rent! NEW ROOF 9/25 and a rare FENCED YARD. Only 10 homes out of 500 here have an HOA-Approved fenced backyard. Rare 2% find for pet owners… This land-owned 6,300 sqft lot is the only property available where you can build an addition to expand or add a standalone functional guest house, studio, or workshop... Enjoy a private community boat ramp for Lake Tarpon access and a HEATED pool. 55+ LIFESTYLE! Located in the desirable Village of Lake Tarpon golf cart community, only 10 miles to Honeymoon Island Beach. Sold TURNKEY, fully furnished. This well-cared-for, non-smoker, 2BR/2BA home includes a 180 sqft versatile flex room, totaling 1,044 sqft of living space. View virtually staged 3rd bedroom… Lowest HOA around ($110/m) in a preferred Zone X. No Flood Insurance Required... Newer updates include a 2018 A/C, updated plumbing and electrical plus a practical golf cart charging station. THE DEAL: Title to the mobile home is retired and classified as real property (Land Owned). NO LOT RENT! Financing available. Contact agent for lender terms and requirements. View all photos to appreciate this prime lakeside retirement retreat featuring a Key West vibe!

183 Philadelphia Boulevard Unit 22, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code

Welcome to Andover Village in the Highland Lakes active 55+ community. This unit offers 2 bedrooms, 2 full baths, eat in kitchen space, as additional Florida room. The attached, extended one car garage provides a full sized washer and dryer, wash tub as well as water softener. The primary bedroom offers an en suite bathroom and ample sized walk-in closet. The second bedroom includes a custom built-in murphy bed, providing a neat space for guest to sleep then hide away! Community features include golfing, tennis, swimming, shuffleboard, clubhouse with activities and much more. This home is ready for a buyer to come make it your own!

1609 Whitebridge Drive Unit A, Palm Harbor

3 Beds ⋅ 3 Baths ⋅ St Joseph Sound Estates SubDv. ⋅ 34683 Zip Code

Welcome to peace and tranquility! Beautifully updated waterfront home is tucked away on a quiet cul-de-sac location in desirable Ozona, offering an exceptional blend of privacy and natural beauty. As you enter the wide-open floor plan, you will immediately be captivated by the dramatic 20-foot pine-adorned ceiling and expansive picture windows, framing serene views of the backyard bayou. The inviting living area features a beautiful natural-stone wood-burning fireplace, plantation shutters, and new flooring. Sliding glass doors lead to two balconies overlooking the water - creating the perfect setting for your morning coffee. The stunning new kitchen, updated in 2025, is designed for both everyday living and entertaining, with a large center island, marble countertops, stainless-steel appliances all seamlessly opening to the living area. Two spacious bedrooms with good size closets and an updated bath are located on the 2nd level. The 3rd level provides the primary retreat with a large walk-in closet, en-suite bath featuring dual vanities and a large walk-in shower with skylight. A unique loft/ catwalk overlooks the dramatic living space below and leads to a third-floor balcony, offering an exceptional space to enjoy the tranquil waterfront setting. The finished lower-level bonus room (not included in total Sq Ft) adds approximately 525 additional square feet of air-conditioned space with a new mini-split A/C system (2024), featuring a family room or game room, 4th bedroom, and a full bath, making this area ideal for a home office, guests or a private in-law suite. New Roof in 2022, two New A/C systems in 2023 and 2026. Oversized 3 car side entry garage. A quiet cul-de-sac location with mature tropical landscaping, a large circular driveway, and ample parking provide plenty of room for vehicles, a boat, and an RV. Enjoy fishing from your own private dock with built-in seating, the bayou is saltwater-fed from St. Joseph Sound. (No HOA) Short-term rentals are allowed. This home offers a wonderful coastal lifestyle while being conveniently close to top-rated schools, including Palm Harbor University High. Pop Stansell Park with a waterfront fishing pier - just around the corner. Golf-cart-friendly community, walk or ride your golf cart to the local restaurants and boutiques of downtown Palm Harbor and Pinellas trail. Just minutes from downtown Dunedin, the Dunedin causeway, Honeymoon island, Innisbrook - championship golf and numerous marinas. 10-15 Minutes to the historical Tarpon Springs Sponge docks, 15-20 Minutes to the beautiful renowned Clearwater beach. 20-25 Minutes to Tampa and St Pete airports.

777 Claudia Lane, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Harbor Place SubDv. ⋅ 34683 Zip Code

FANTASTIC LOCATION in Old Palm Harbor! This charming home is located in a quaint golf-cart-friendly community with NO HOA and NO flood insurance required, situated on a quiet street surrounded by well-maintained homes. Imagine hopping on your golf cart and being within approximately 1 mile of Downtown Palm Harbor, where you'll find fantastic restaurants, shops, breweries, and local hot spots. Plus, enjoy close proximity to top-rated schools! Featuring just under 2,000 square feet of living space, this spacious 3-bedroom, 2-bath home offers an oversized 2-car garage with abundant storage, an inside laundry room, and a wonderful layout that is much larger than it appears from the street. Major updates include a NEW ROOF (January 2024) and owned solar panels for energy-efficient living. Additional improvements include a 2019 fence, 2023 water heater, double-hung windows in all bedrooms and the family room (2011), reclaimed-water irrigation system, and custom hurricane shutters. Enter through the inviting screen-enclosed front porch into a spacious living room/dining room combination. Continue into the impressive great room featuring vaulted ceilings and original hardwood beams, adding warmth, charm, and character to the space. The centrally located kitchen was updated in 2016 and features custom cherrywood soft-close cabinetry, granite countertops, stainless steel appliances, a pull-out 4-tier spice drawer, and a deep stainless-steel sink. A convenient pass-through window opens to the lanai and provides a wonderful view of the backyard. Designed with entertaining in mind, the great room features pocket sliding doors that open completely to the expansive 33' x 13' screened lanai, creating an exceptional indoor-outdoor living space. The lanai is also accessible directly from the owner's suite through sliding glass doors. The spacious owner's suite offers a walk-in closet plus a second closet, an updated vanity with dual sinks and granite countertops, and a walk-in shower. The covered porches provide an additional 488 square feet of year-round living space, giving you even more room to relax and entertain. Step outside to your own fenced tropical backyard paradise, beautifully landscaped with butterfly-attracting flowers and huge banana trees. A 600+ square-foot brick paver patio stretches across the back of the home and leads to a cozy firepit area—perfect for entertaining, relaxing, and enjoying Florida's beautiful weather. With its exceptional location, spacious living areas, extensive updates, solar power, oversized garage, beautiful outdoor spaces, and easy golf-cart access to Downtown Palm Harbor, this is a special opportunity to enjoy the best of the Palm Harbor lifestyle!

914 Harbor Circle, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

3300 Mcmath Drive, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Villa Condo I SubDv. ⋅ 34684 Zip Code

Welcome to a retirement oasis at Highland Lakes, where the activities are truly endless. Step into an enclosed porch that is perfect for enjoying the Florida lifestyle, complete with roll-down shades to help keep it cool. Inside, you will find a spacious, open-concept living and dining area. This beautiful 2-bedroom, 2-bath condo features tile throughout. A slider flows back into the porch, making entertaining easy. The cozy kitchen features beautiful, real butcher block countertops, newer stainless steel appliances, and a decent amount of storage. Just off the kitchen and dining room is the garage, with room for one vehicle inside and parking for one outside. In addition, it offers decent storage and includes a newer washer and dryer. Down the hall, the large guest bath has been updated in recent years, and the hall closet provides additional storage for linens. The second bedroom and its closet are both spacious. The primary suite is quite grand, with an ensuite bath that is just perfect. The walk-in closet is lovely for storage. The community center has a laundry list of activities. They have a golf course, an Olympic-size pool, and they plan dinner boat rides on their pontoon boats on Lake Tarpon. They have art and crafts, pickleball, mahjong, dancing; the list is a mile long. You will probably never be at that condo.

2360 Shelly Drive Unit B, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes Villas On The Green SubDv. ⋅ 34684 Zip Code

Virtually Staged. This beautiful and spacious 2-bedroom, 2-bath villa, complete with an attached oversized garage and indoor laundry, offers nearly 1,300 heated square feet in Palm Harbor’s premier high-and-dry 55+ golf and lakefront community of Highland Lakes. Move-in ready and filled with natural light, this desirable split-bedroom floor plan features BRAND-NEW luxury vinyl plank flooring, fresh interior paint, and new ceiling fans in both the main living area and primary bedroom. Large windows and an oversized skylight fill the main living space with an abundance of natural light, creating a bright and welcoming atmosphere. The spacious primary suite features a large walk-in closet plus an additional built-in closet, dual-sink vanity, skylight, and convenient step-in shower. The well-appointed eat-in kitchen offers updated soft-close cabinets, a generous closet pantry and a convenient pass-through window to the dining room. An inviting bonus room with sliding doors opens to the rear patio, providing the perfect space for outdoor furniture and grilling, while the lush green privacy hedge creates a peaceful and private setting. The oversized attached garage provides plenty of room for both your car and golf cart, while the indoor laundry and utility room add everyday convenience. MAJOR UPDATES provide peace of mind, including a BRAND-NEW (2026) electrical panel, (2021) ROOF, (2019) electric water heater, and hurricane-impact windows in both bedrooms, and the glass slider hurricane shutter offers additional hurricane protection! Even better, this villa is situated safely above the flood plain and in a non-evacuation zone. Enjoy MAINTENANCE-FREE LIVING for a very reasonable monthly fee that includes cable, internet, lawn, trash, sewer/water, building insurance, and exterior pest control while taking advantage of the exceptional amenities Highland Lakes has to offer. Residents enjoy free green fees on three private executive golf courses, as well as tennis, pickleball, bocce, and shuffleboard leagues and clinics. Stay active with health and fitness classes, including yoga and aerobics, or enjoy the scenic golf cart paths as walking and jogging trails. The main clubhouse hosts a variety of entertainment and social events, while the Arts & Crafts Annex offers classes, studios, and a full woodshop. Numerous clubs and groups provide opportunities to connect with neighbors and enjoy a wide variety of hobbies, games, and interests. At Lake Tarpon Lodge, residents can enjoy a second heated pool, picnic and party facilities, a fishing pier, community pontoon boats, and secure complimentary RV or boat storage. Come discover the carefree lifestyle, outstanding amenities, and welcoming community of Highland Lakes—where it's time to enjoy the best of your life!

3370 Stonehaven Court W Unit B, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Villa Condo I SubDv. ⋅ 34684 Zip Code

Welcome to easy, maintenance-free living in the highly sought-after 55+ community of Highland Lakes! This charming 2-bedroom, 2-bathroom home offers a comfortable layout and endless potential, perfect for year-round living or a seasonal retreat. Step inside to a bright and inviting living and dining space, where natural light flows effortlessly and creates a warm, welcoming atmosphere. The kitchen features newer appliances, making meal prep both simple and efficient. The spacious primary suite provides a peaceful retreat, complete with an en-suite bathroom and ample closet space. A well-sized second bedroom offers flexibility for visitors, a home office, or hobby space. Enjoy Florida living at its best with sliding glass doors leading to a relaxing enclosed patio—perfect for morning coffee or unwinding in the evening while taking in the lush surroundings. Additional highlights include a newer A/C system, and a 2025 roof ensuring comfort and peace of mind year-round. The community itself offers a vibrant lifestyle with amenities, activities, and social opportunities just moments away. 3 9 hole golf courses, Lake Tarpon pontoon boat tours, swimming pool and a number of popular sports. Don’t miss your chance to own in one of the area’s most desirable active adult communities—schedule your private showing today!

2150 Shelly Drive Unit B, Palm Harbor

1 Beds ⋅ 1 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code

Welcome to this beautifully updated home in a desirable 55+ community, offering comfort, privacy, and low-maintenance Florida living. The interior features LVP flooring throughout, with tile in the bathrooms, plantation shutters, and hurricane-grade windows and doors. The spacious bedroom offers TWO walk-in closets and opens to a private back patio, perfect for enjoying your morning coffee or the Florida sunshine. The kitchen features quartz countertops and updated cabinetry, while the bathroom has also been updated with quartz countertops, updated cabinetry, and a convenient walk-in shower. The Florida room provides flexible additional space for a home office, sitting area, hobby room, or bonus room. Enjoy the convenience of a private 1-car garage and a desirable corner location with plenty of room for parking. The HVAC system was serviced in July 2026 and is in great working condition. A FULL ROOF REPLACEMENT was completed in July 2026 and is covered through the HOA dues. NO SPECIAL ASSESSMENTS, with all assessments paid in full. Best of all, the property is located in Flood Zone X (no flood insurance required), and the HOA fee covers nearly everything except electricity, making for convenient and predictable living expenses. A wonderful opportunity to enjoy an updated, move-in-ready home with the space, features, and easy Florida lifestyle you’ve been looking for. The seller will only accept offers submitted on the AS IS Residential Contract for Sale and Purchase. Offers on other contract forms will not be considered. For any inquiries, please contact the listing agent, Alexandra Capato.

1614 Berwick Court Unit D, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Beautiful Villa in a Prime Highland Lakes Location! Don’t miss this well-maintained and thoughtfully updated 2-bedroom, 2-bath villa in one of Highland Lakes’ most desirable locations. This inviting home showcases elevated ceilings, a highly sought-after floor plan, and a spacious layout designed for comfortable Florida living. The two generously sized bedrooms feature excellent flexibility for guests, a home office, or a private retreat. The oversized garage provides abundant space for your vehicle, storage, golf cart, bicycles, tools, and everything that comes with the Florida lifestyle. The updated kitchen includes beautiful wood cabinetry, granite countertops, and an excellent appliance package. The spacious living room features plenty of room to relax or entertain, and both bathrooms have been tastefully updated with a clean, contemporary style. The additional Florida room is a great feature—perfect for entertaining, hobbies, reading, crafting, home office, or simply enjoying the natural light and peaceful surroundings. Additional features include updated impact-rated insulated windows, updated textured ceilings (no popcorn), a 2018-dimensional shingle roof, whole house water filtration system, updated electrical panel with a separate generator transfer station panel. A wonderful solar tube skylight that adds natural light into the main living area and more!!!Property is in a no flood zone and a non-evacuation zone for peace of mind. Highland Lakes is a premier 55+ community showcasing an exceptional Florida lifestyle with unlimited free golf green fees on three 9-hole executive courses, a beautiful clubhouse, two swimming pools, tennis, pickleball, bocce ball, numerous clubs and activities, and countless opportunities to meet and socialize with neighbors. Residents also enjoy access to 2,600-acre Lake Tarpon through the community’s private boat ramp and nearby dock. Volunteer boat captains are available to take residents out on the lake, making it easy to enjoy boating and the natural beauty of one of the area’s most desirable recreational destinations. The Lake Tarpon Lodge features additional amenities, including a second pool and spa, along with convenient onsite nearby RV and boat storage. Conveniently located near Tampa, two major Airports, Gulf beaches, parks, shopping, dining, and entertainment, this villa showcases spacious living, meaningful updates, and an exceptional Florida lifestyle. If you’ve been waiting for the right villa in Highland Lakes, this one is worth seeing.

3253 Mcmath Drive, Palm Harbor

Start Your Search