Palm Harbor Homes with Block Exterior Construction

Palm Harbor Homes with Block Exterior Construction

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! Known for its picturesque landscapes, vibrant community, and a rich tapestry of culture and history, Palm Harbor is a place where sunshine and charm converge. With its proximity to the stunning Gulf Coast, residents enjoy the perfect blend of coastal living and suburban tranquility.

Palm Harbor is celebrated for its beautiful parks, top-rated schools, and diverse dining options, making it an ideal locale for families, retirees, and everyone in between. The city boasts a variety of recreational activities, from boating and fishing to hiking and biking trails, ensuring that outdoor enthusiasts will never run out of adventures. The local farmers' market is a must-visit, offering fresh produce and artisanal goods that showcase the area’s commitment to community and sustainability.

When it comes to real estate, Palm Harbor offers a range of homes that cater to different lifestyles and budgets. Notably, many properties feature sturdy block exterior construction, providing durability and energy efficiency. These homes are not only built to withstand Florida’s climate but also offer a modern aesthetic that appeals to discerning buyers. With spacious layouts, lush landscaping, and proximity to local amenities, block homes in Palm Harbor are an excellent investment for those seeking both comfort and style.

Whether you’re looking to buy your first home, upgrade to a larger space, or find a cozy retreat, Palm Harbor’s real estate market has something for everyone. Discover the charm and warmth of this beautiful city, and make it your home today!

Newest Palm Harbor Homes with Block Exterior Construction

$265,000
2 Beds 2 Baths Highland Lakes SubDv. 34684 Zip Code
This charming single-story, block-built villa located in the desirable Highland Lakes 55+ community features 2 bedrooms, 2 bathrooms, an attached one-car garage, a full-size washer and dryer, and an easy-to-maintain homesite. Per the County, this property is located in a non-flood zone, and there is no CDD in this neighborhood. A standout 2026 upgrade is the replacement of all 8 windows with PGT impact-resistant, ENERGY STAR® windows, offering added storm protection, energy efficiency, and everyday peace of mind. This significant improvement combines durability and efficiency while providing a valuable upgrade for Florida living. Enjoy an exceptional sense of privacy with no neighbor on the right and no neighbor directly behind the property. The villa is surrounded by a huge yard, creating an expansive, open feel with plenty of green space all around. Enjoy the convenience of a thoughtfully sized floor plan that's ideal for year-round Florida living or a seasonal retreat. Nestled within the established Highland Lakes 55+ community in Palm Harbor, this home provides access to the active Florida lifestyle Highland Lakes is known for, with recreational and golf amenities nearby. The location puts you close to shopping, dining, medical facilities, recreation, and everything the Palm Harbor area has to offer, while the Gulf Coast's beautiful beaches and attractions are within easy reach. Whether you're looking to simplify your lifestyle, enjoy the Florida sunshine, or make Palm Harbor your home, 945 Madrid Drive offers an excellent opportunity to enjoy one of northern Pinellas County's established 55+ communities. Less than 30 minutes to St. Pete Beach, which was named the #1 Beach in America and the Fifth Best Beach in the World. Please view two videos: Tour 1 & Tour 2.

945 Madrid Drive, Palm Harbor

$625,000
4 Beds 3 Baths Indian Trails SubDv. 34683 Zip Code
Welcome to Indian Trails, one of Palm Harbor’s most desirable and welcoming neighborhoods, where location, lifestyle, and value come together. Set on an oversized .40-acre lot with a peaceful conservation backdrop, this inviting pool home offers privacy, space, and an exceptional opportunity to make it your own. The home has been well maintained, and the interior is ready for its new owner to refresh the finishes, colors, and spaces to reflect their personal style and vision. A thoughtful split-bedroom floor plan provides both functionality and flexibility, with views of the pool from most rooms. The family room is anchored by a stone-accented wood-burning fireplace, while the living room and dining combination creates an inviting space for everyday living and entertaining. Two bedrooms share a convenient Jack & Jill bathroom, while a guest half bath adds functionality. The fourth bedroom offers direct access to the primary bedroom, making it ideal as a nursery, home office, private sitting room, or guest space. A spacious two-car garage provides ample room for vehicles, storage, and hobbies. Major updates include a NEW ROOF BEING INSTALLED, HVAC replaced in 2025, and Hot Water Heater replaced in 2026. Located in Flood Zone X with low HOA fees, this home offers exceptional value in a highly sought-after Palm Harbor location. The school zone includes Sutherland Elementary, Palm Harbor Middle School, and Palm Harbor High School, conveniently located within walking and biking distance. Indian Trails is an exceptionally friendly neighborhood known for its informal community activities, with neighbors coming together throughout the year and visitors traveling from near and far to enjoy the neighborhood’s famous annual holiday light displays. Just a couple of blocks from the Pinellas Trail and approximately six miles from Honeymoon Island and its award-winning beaches, you’ll also enjoy convenient access to shopping, dining, parks, and everyday amenities throughout upper Pinellas County. Tampa International Airport is approximately 16 miles away, making travel convenient while still allowing you to enjoy the relaxed charm of Palm Harbor. This is an opportunity to take a home with an excellent location, generous lot, pool, desirable floor plan, important recent mechanical updates and create something truly your own. Enjoy the self-directed 3D tour!

1374 Indian Trail N, Palm Harbor

$799,000
4 Beds 2 Baths Waterford Crossing Ph I SubDv. 34683 Zip Code
LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!

2796 Challenger Drive, Palm Harbor

$535,000
3 Beds 2 Baths Innisbrook 15 Condo SubDv. 34684 Zip Code
Three Bedroom/Two Bath -"D" Unit - SPECTACULAR VIEW OVERLOOKING the PGA VALSPAR CHAMPIONSHIP COPPERHEAD COURSE'S #18th GREEN. Just a short walk to the Copperhead Pro Shop and Clubhouse and swimming pool. Wine and dine in the fine newly renovated Packard’s Steakhouse. This lovely condo has been professionally upgraded with commercial grade furnishings, painted walls and crown molding throughout and updated to the newest Rental Pool standards. Large galley style kitchen with Quartz countertops, new cabinets and stainless-steel appliances, you will have everything you need to comfortably prepare family meals (when you are not dining out at one of our four dining venues). Guest bedroom has a King size pillow-top bed while the separate “lock off” Master bedroom offers 2 Queen size pillow-top beds, large bathroom and all its own comforts with separate access to the hallway. The 2nd Guest bedroom with two Twin beds pillow-top beds, plus, you will have a Queen sleeper sofa in the living room. Great opportunity to own a vacation home at Innisbrook Golf and Spa Resort right on the famous Championship Valspar PGA Copperhead Golf Course! Several levels of club memberships are available for purchase to participate in the Innisbrook amenities. Innisbrook condo owners have the option to participate in the Resort’s optional Rental Pool program (condos in lodges 1-24 only). Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

36750 Us Highway 19 N Unit 15305, Palm Harbor

$215,000
1 Beds 2 Baths Highland Lakes SubDv. 34684 Zip Code
LOW HOA • 1-CAR GARAGE • 27 HOLES OF GOLF • LAKE TARPON ACCESS • PET-FRIENDLY • 55+ ACTIVE COMMUNITY INCREDIBLE VALUE IN HIGHLAND LAKES! Enjoy the Florida lifestyle in this charming 1-bedroom, 1.5-bath Palm Harbor villa with an attached 1-car garage. Featuring updates throughout, a bright breakfast nook, enclosed lanai, and convenient laundry area, this home offers comfortable, low-maintenance living with plenty of opportunity to add your own personal style. Pet-friendly—bring your furry friend! The real standout is the Highland Lakes lifestyle! This highly desirable 55+ active adult golf community offers an impressive array of amenities, including 27 holes of golf with no greens fees, heated Olympic-size pool and spa, Lake Lodge pool, pickleball and tennis courts, shuffleboard, clubhouse, fitness activities, social clubs, RV/boat storage, Lake Tarpon access, and community pontoon boats. Whether you enjoy golf, boating, fishing, staying active, entertaining, or meeting new friends, there is always something to do. LOCATION + LIFESTYLE + VALUE! Ideally located in Palm Harbor near Tarpon Springs, Dunedin, Clearwater, St. Petersburg, Gulf beaches, parks, shopping, dining, boating, fishing, and golf. Whether you're searching for a Florida retirement home, seasonal getaway, golf community, or low-maintenance villa, this property checks the boxes. Bring your personal touches and make this your Florida dream home—schedule your showing today!

1652 Highland Club Lane, Palm Harbor

$299,000
2 Beds 2 Baths Imperial Ridge SubDv. 34684 Zip Code
Welcome Home to 3671 Imperial Ridge! This well-maintained 2-bedroom, 2-bath, 2-car garage villa offers the perfect blend of comfort, convenience, and low-maintenance living. As you approach the home, you'll be welcomed by a private courtyard. Step inside to a welcoming foyer that opens to a spacious living room featuring beautiful tile flooring, soaring ceilings, and a large sliding glass door leading to the enclosed lanai. Natural light fills the home, creating a bright and open feel throughout. The kitchen features dual windows, ample cabinetry, and a convenient eat-in space. The generously sized primary suite offers a walk-in closet and private en-suite bathroom. An added bonus is the inside laundry/utility room. The impressive 7' x 30' covered and enclosed lanai is truly a standout feature, offering plenty of space to relax or entertain while enjoying one of the nicest views in the community. This single-level villa features a thoughtfully designed floor plan with a seamless flow throughout. NO flood insurance required, NO CDD fees, and a low HOA fee make this an excellent opportunity. Ideally located just minutes from shopping, dining, and entertainment—approximately 10 minutes to downtown Dunedin and only 5 minutes to Countryside Mall—this home offers the perfect combination of location, comfort, and convenience. Don't miss the opportunity to make this beautiful villa your new home!

3671 Imperial Ridge Parkway, Palm Harbor

$450,000
2 Beds 2 Baths Innisbrook 04 Condo SubDv. 34684 Zip Code
TWO BEDROOM/TWO BATH “C” UNIT - Ground Floor with million-dollar view of Innisbrook Lake! Paradise awaits with resort-style living at its finest. You will love this gorgeous 2-Bedroom/ 2-Bath condo with an UNOBSTRUCTED VIEW of the lake and Island Golf Course. All this and much more in Innisbrook Golf and Spa Resort, a privately gated Resort in Palm Harbor. This unit is recently RENOVATED FROM TOP TO BOTTOM, tastefully decorated, AND offered FULLY FURNISHED. Renovations include PELLA PREMIER IMPACT AND HURRICANE RESISTANT windows and doors which include a transferable 20/10-year warranty. As you enter this condo, you can appreciate the open concept kitchen, living and dining area. Enjoy the enlarged kitchen with classic high-end cabinets as well as extra storage, with stunning granite counter tops with LARGE ISLAND/BREAKFAST BAR with four bar stools and a pantry with pull-out drawers and appliance garage for coffee maker and toaster. HIGH-END APPLIANCES include induction stove, fridge with ice & filtered water, dishwasher and microwave. Beautiful Travertine Flooring in a French pattern matches throughout the kitchen, living room, patio, hallways and closets, as well as new flooring in both bedrooms. The guest bathroom has been completely renovated as well as the master bath has been enlarged and renovated with a vanity with double sinks. Other improvements you will appreciate are the Crown Molding throughout; Raised Ceiling in the kitchen; Wine Storage Rack and Mini Bar with Wine Fridge; LED pot lights throughout; and LED lights above and below kitchen cabinets adding ambience. An added benefit of this location is the Island Clubhouse is right next door featuring the Turnberry Pub and Island Pool with hot tub, as well as a ground floor coin-free laundry just a few doors away, or, you have the option to install your own washer dryer in the water heater closet (to be installed by a licensed plumber and permits are required). Your HOA fee is very inclusive with water/sewer/trash/coin-free laundry/Wi-Fi and basic cable all included. Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

36750 Us Highway 19 N Unit 04138, Palm Harbor

$499,400
3 Beds 2 Baths Chattam Landing Ph Ii SubDv. 34685 Zip Code
Pond-View Villa with Courtyard Pool | 2017 Tile Roof | Gated Chattam Landing Welcome to your serene pond-view retreat in gated Chattam Landing, a quiet 90-home villa community within Ridgemoor. The gated entrance adds an extra layer of security and peace of mind. This 3-bedroom, 2-bath, 2-car garage home offers 1,614 sq ft of heated living space designed for easy Florida living and effortless entertaining. An open floor plan flows from the living areas to a breakfast bar and French doors that open to the lanai. New ceramic wood style tile flooring creates a clean, continuous feel throughout. A wood-burning fireplace adds warmth and character, while the courtyard-style pool and screened outdoor living space turn everyday evenings into a private escape. Enjoy morning coffee to the sounds of nature and pond views that make the home feel like a true oasis. Peace of mind is built in: a concrete tile roof (2017), AC (2018), and block construction. The home is in Flood Zone X, so flood insurance is not required. The tile roof is part of the community’s well-kept standard, and the HOA handles weekly watering and yard maintenance along with trash removal—so the grounds stay beautiful without the weekend chores. Residents also enjoy Ridgemoor amenities including pickleball, tennis courts, a playground, and walking and bike trails through a tranquil, forested setting with frequent wildlife sightings. An attached 2-car garage and pond-view setting complete this rare mix of privacy, convenience, and low-maintenance living. Close to top Pinellas schools, shopping, dining, John Chesnut Sr. Park on Lake Tarpon, and a short drive to the Gulf beaches. Come see why this villa feels like a retreat from the hustle—and a place you will want to stay.

5466 Greyston Street, Palm Harbor

$650,000
3 Beds 2 Baths Highland Lakes Unit Eighteen SubDv. 34684 Zip Code
Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

3558 Oak Lake Drive, Palm Harbor

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