Tarpon Springs Homes under $400,000

Tarpon Springs Homes under $400,000

Welcome to Tarpon Springs, Florida—a charming coastal city nestled in Pinellas County, renowned for its rich Greek heritage and vibrant sponge diving industry. Known as the "Sponge Capital of the World," Tarpon Springs boasts a unique blend of cultural history, stunning waterfront views, and a delightful small-town atmosphere. Here, you can stroll along the picturesque streets lined with boutique shops, enjoy delectable Mediterranean cuisine, and immerse yourself in the lively arts scene.

For those seeking a slice of this enchanting city, Tarpon Springs offers an array of homes under $400,000, making it an attractive option for first-time buyers, retirees, and families alike. Whether you’re looking for a cozy single-family home, a charming bungalow, or a modern townhouse, there’s something for everyone in this affordable price range. Many of these homes feature spacious layouts, updated amenities, and beautiful outdoor spaces—perfect for enjoying Florida’s year-round sunshine.

Living in Tarpon Springs means embracing a lifestyle filled with outdoor adventures. With easy access to the Gulf of Mexico, residents can indulge in fishing, boating, and kayaking, while the nearby parks and nature preserves provide ample opportunities for hiking and wildlife watching. Plus, the city's vibrant community events and festivals ensure there's always something happening, fostering a strong sense of belonging among residents.

Discover your dream home in Tarpon Springs, where affordability meets charm in a city that truly has it all. Embrace the coastal lifestyle and make this beautiful city your new home today!

Newest Tarpon Springs Homes under $400,000

1800 Mariner Drive Unit 4, Tarpon Springs
$319,000
2 Beds ⋅ 2 Baths ⋅ Tarpon Cove Condo SubDv. ⋅ 34689 Zip Code
MOVE-IN READY, BEAUTIFULLY UPDATED, AND SOLD FURNISHED! Welcome to effortless Florida living in this beautifully updated second-floor condo in the heart of Tarpon Springs! Situated high and dry, this charming retreat offers the perfect combination of modern upgrades, low-maintenance living, and an active & amenity-rich community. Step inside to discover a gorgeous updated kitchen with newer appliances, stylish luxury vinyl flooring, updated bathroom vanities, and an enclosed sunroom perfect for relaxing with your morning coffee or unwinding after a day of fun overlooking a beautiful community pond and fountain. NEW HVAC 2026 with a 10-year warranty and a newer water heater. BEST OF ALL, THIS CONDO COMES FURNISHED! Just bring your suitcase and start enjoying your new home! There's so much to do in this community from tennis and pickleball courts, community pool, walking trails, relaxing hot tub, clubhouse, and a calendar full of social events. A 24-hour guarded entrance provides an added level of security and peace of mind. Monthly fees cover an impressive list of services, including water, cable, internet, escrow reserves, exterior grounds and building maintenance, pool maintenance, and trash service, making everyday living a breeze! Whether you're searching for a full-time residence or seasonal Florida getaway this condo checks all the boxes. UPDATED, FURNISHED, AND READY FOR YOU TO ENJOY. Only minutes to world famous Sponge Docks, Innisbrook Golf Resort, local restaurants and shopping - JUST MOVE IN AND START LIVING THE FLORIDA LIFESTYLE!

1800 Mariner Drive Unit 4, Tarpon Springs
505 Village Oak Drive, Tarpon Springs
$379,900
3 Beds ⋅ 2 Baths ⋅ Oakleaf Village SubDv. ⋅ 34689 Zip Code
Whoa Nellie! You have to stop and check this out. Best deal in town for Tarpon Springs. Look at this solid built family home that has been well maintained by the same owner for 35 years. It must be something special for someone to love it for that long. Could it be the location, snuggled at the end of a cul-d-sac under live oak trees in Oakleaf Village. A sought-after neighborhood of well-kept homes and tree lined streets with it's own city park where children can play without having to worry about traffic. Speaking of traffic, there is none. Not on this street. When you drive up, you're gonna find a family home with a newer roof, central a/c, and water heater. See what I mean, the bones are all there. The big ticket items have all been replaced. A little cosmetics and you're off and runnin. Don't let it pass you by. This home is in the perfect location with a short jaunt to shopping, medical, beaches, and the world famous Sponge Docks. Don't take my word for it, "come on down" and see for yourself. You'll be glad you did. .

505 Village Oak Drive, Tarpon Springs
3135 Charter Club Drive Unit G, Tarpon Springs
$225,000
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Lake Tarpon Village SubDv. ⋅ 34688 Zip Code
Welcome to your perfect Florida retreat in the highly sought-after Pine Village community of Tarpon Springs! This charming 2-bedroom, 2-bath villa is move-in ready and ideally located in a top-rated school district. Enjoy low-maintenance living with an HOA fee that covers nearly everything except electric, providing exceptional convenience and value. Inside, you’ll find brand-new vinyl flooring throughout the main living areas, moderately updated bathrooms featuring newer vanities and fixtures, and a desirable split-bedroom floor plan offering added privacy. Relax in the private front courtyard or unwind on the back patio, conveniently located just off the spacious enclosed Florida room, perfect for year-round enjoyment. The home also features a large one-car garage plus an additional reserved parking space. As a resident of Pine Village, you’ll enjoy access to the private community pool and beautifully maintained, peaceful surroundings. Don’t miss this opportunity to own a lovely villa in one of Tarpon Springs’ most desirable communities. Schedule your private showing today, you won’t be disappointed!

3135 Charter Club Drive Unit G, Tarpon Springs
1805 Mariner Drive Unit 55, Tarpon Springs
$349,900
2 Beds ⋅ 2 Baths ⋅ Tarpon Cove Condo SubDv. ⋅ 34689 Zip Code
Virtually Staged. Discover a serene coastal sanctuary nestled within one of Tarpon Springs’ premier waterfront communities. This beautifully appointed residence features 2 bedrooms and 2 bathrooms, offering a rare blend of tranquility and effortless Florida living. Step inside to a bright, airy interior filled with soft natural light and timeless finishes. The open living area flows seamlessly, creating an inviting atmosphere perfect for quiet mornings, relaxed evenings, or intimate gatherings. The beautifully designed kitchen anchors the home with both style and functionality, while the private bedrooms — each with its own en suite bathroom — feature restful settings designed for relaxation and everyday comfort. The residence features hurricane impact windows and a coastal grade sliding doors to enhance safety, efficiency, and long-term value. The community offers the peace and prestige of 24-hour guard gated security, setting the tone for a refined coastal lifestyle. A private marina awaits just beyond the gates, where boat slips are available for rent on a first come, first served basis, creating effortless access to the water. Residents enjoy an impressive collection of resort style amenities, including kayak storage, two heated pools, a beautifully appointed clubhouse, fitness center, jacuzzi, tennis and pickleball courts, a fishing dock, and a scenic waterfront walking trail. For added convenience, an on site EV charging station is located near the clubhouse. The quarterly HOA fee delivers exceptional value, covering cable, internet, water, sewer, trash, pool maintenance, exterior building maintenance, groundskeeping, exterior pest control, property management, escrow reserves, common area taxes, 24 hour guard service, and private roads. Whether you’re enjoying sunrise walks, sunset views, or the vibrant coastal culture of Tarpon Springs, every day feels like a getaway. Perfectly situated near marinas, beaches, boutique dining, and the historic Sponge Docks, this home delivers the ideal blend of luxury, convenience, and Florida charm. For buyers seeking a lock and leave residence with upscale appeal, this property offers an exceptional opportunity to own a piece of the Gulf Coast’s most treasured shoreline.

1805 Mariner Drive Unit 55, Tarpon Springs
381 Moorings Cove Drive Unit 9B, Tarpon Springs
$250,000
2 Beds ⋅ 2 Baths ⋅ Moorings The Condo SubDv. ⋅ 34689 Zip Code
FREE BOAT DOCKING INCLUDED! GULF-ACCESS BOATING COMMUNITY! Bring your boat and enjoy the incredible convenience of having your boat right outside your back door at no additional cost. Boat docks are included in the monthly HOA fee and are available on a first-come, first-served basis. This beautifully renovated first-floor 2-bedroom, 2-bathroom waterfront residence offers the perfect combination of coastal Florida living, modern updates, and resort-style amenities. Everything has been completely renovated from floor to ceiling, creating a truly move-in-ready home. The brand-new kitchen features beautiful cabinetry with soft-close doors and drawers, elegant quartz countertops, and new appliances. Additional updates include luxury vinyl tile flooring throughout, a new electrical panel, new A/C, and so much more. The home also offers generous closet and storage space, along with a washer and dryer conveniently located inside the unit. Step outside and enjoy spectacular canal-front living, where you can relax and watch dolphins and manatees play right from your community. With Gulf access just minutes away, this is a boater's dream location. The community offers an impressive array of amenities, including a heated waterfront pool, clubhouse, waterfront dock and boardwalk, kayak and paddleboard launch, gazebo picnic area, covered bike storage, and storage racks for kayaks and canoes. The HOA fee includes an exceptional list of services and expenses, including internet, cable TV, water, sewer, trash, common-area taxes, master insurance including flood insurance, and grounds and exterior maintenance. Enjoy worry-free living while taking advantage of the beautiful waterfront surroundings. Location is equally impressive. Walk or bike to downtown Tarpon Springs to enjoy local restaurants, shops, and the charm of this historic community. You are also close to Sunset Beach, Fred Howard Park, the famous Tarpon Springs Sponge Docks, golf courses, hospitals, and the approximately 53-mile Pinellas Trail, perfect for walking, running, and cycling. This is a rare opportunity to own a completely renovated waterfront home in a desirable Gulf-access boating community with FREE BOAT DOCKING, incredible amenities, and an unbeatable Tarpon Springs location. Come experience the Florida lifestyle you've been waiting for!

381 Moorings Cove Drive Unit 9B, Tarpon Springs
915 Lynnlea Lane, Tarpon Springs
$379,000
3 Beds ⋅ 2 Baths ⋅ Gulfview Ridge SubDv. ⋅ 34689 Zip Code
Welcome to this well-maintained lakefront pool home on beautiful Gulfview Lake. The split-level layout gives you plenty of room to live and entertain. The large family room is the center of the home, and the eat-in kitchen has a breakfast bar for casual meals and gatherings. Step outside to an oversized deck that looks out over the custom-built pool and the calm lake views beyond. The large owner’s suite has sliding glass doors that open straight to the pool, giving you your own private retreat. Outdoor living continues with a covered area for shade, and there’s space to add a dock on the lake for paddling, fishing or just enjoying the water. The driveway has room for guest parking, and a double gate opens to the backyard if you need to store a boat or RV. Lakefront living, a private pool and room for all your toys make this Tarpon Springs home a rare find. Schedule your showing today.

915 Lynnlea Lane, Tarpon Springs
1344 Pine Ridge Circle E Unit H3, Tarpon Springs
$169,900
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Lake Tarpon Village SubDv. ⋅ 34688 Zip Code
Located in the popular East Lake Corridor, you will find a treasure inside this spacious and sunny 3rd floor condo greeting you with vaulted ceiling and center skylight to make your living area light and bright, shared by separate dining area complimented by a pass thru window opening into your kitchen. Sliders from the living area with wood looking linoleum out to your screen enclosed outdoor living space offers a cozy place for your morning coffee or after dinner dessert amid towering oak trees! Down the hall past your stackable washer and dryer to find comfortable size guest bedroom with carpet flooring, wall closet and window, delightful guest bath with tub/shower combination and ending in the primary bedroom also with carpet flooring and huge walk in closet, primary bathroom with large tiled walk in shower. The condo has a private storage closet located in the hall just outside the front door. This well maintained community offers a resort style community heated pool and spa overlooking peaceful lake, tennis courts, a bike and jogging path and a Clubhouse that can be reserved for private events. Vehicle decals are required for parking. The residents have the perfect blend of conveniences as you are minutes away from major shopping malls, theaters, restaurants, and the Pinellas Biking Trail. The community is located a short distance to the Historic Tarpon Springs Sponge Docks, area beaches, and adjacent to the 8,500 acre Brooker Creek Preserve - also close to the Tampa International Airport. A small pet under 25 pounds is welcome in the community.

1344 Pine Ridge Circle E Unit H3, Tarpon Springs
3188 Lake Pine Way S Unit F1, Tarpon Springs
$158,000
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Lake Tarpon Village SubDv. ⋅ 34688 Zip Code
Wow, checkout this updated, first-floor condo overlooking Brooker Creek Preserve, where deer wander past the screened lanai in the mornings and evenings. This 2-bedroom, 2-bath condo in Pine Ridge at Lake Tarpon Village gives you 979 square feet of comfortable, easy-to-manage living space, no stairs to navigate, a 2025 A/C system, updated baths, and a setting that brings nature right to the back door. Inside, neutral tones and wood-look tile flooring installed in 2021 extend throughout the main living areas and continue onto the screened lanai, with lighter flooring in both bedrooms. The living room provides plenty of room for comfortable seating, while a wide bank of sliding glass doors fills the space with natural light and opens directly to the lanai. An adjoining dining area has its own decorative light fixture, creating a defined place for meals without closing it off from the rest of the living space. The well-kept kitchen makes smart use of its footprint with abundant warm wood cabinetry, generous counter space, a built-in pantry, corner sink, track lighting, and white appliances including a refrigerator, electric range, built-in microwave, and dishwasher. A wide pass-through opens the kitchen to the dining and living areas and doubles as a breakfast bar for casual seating. The primary bedroom has room for a full bedroom suite, along with a substantial size walk-in closet. The ensuite bath was updated in 2021 with a vanity with storage, large round mirror, and walk-in shower finished with wood-look tile, pebble-style flooring, frameless glass, and grab bars. The second bedroom measures approximately, with a large window and a full wall of louvered closet doors, giving it the flexibility to work equally well as a guest room, office, or combination of the two. The second full bath was also updated in 2021 and features a vanity with storage and a walk-in shower with wood-look tile and pebble-style flooring. A stacked washer and dryer are tucked into a dedicated laundry closet just off the kitchen. Then there is the screened lanai. Nearly 11 feet wide and wrapped in oversized screened openings, it feels like an extension of the living room while looking toward the greenery of Brooker Creek Preserve. Settle in with coffee in the morning, a book in the afternoon, or something cold at the end of the day and watch for the deer that regularly appear behind the building. The condo includes an assigned parking space with guest parking nearby, and the community pool and clubhouse are conveniently located across the street. Pine Ridge at Lake Tarpon also offers tennis courts, lakes, landscaped grounds, and paved walking paths. The association fee includes exterior and grounds maintenance, pest control, recreational facilities, water, sewer, trash, and reserve funding. The setting manages to feel surrounded by nature without putting everyday life out of reach. John Chesnut Sr. Park and Lake Tarpon are about five minutes away, Gulf Coast beaches approximately 15 minutes away, and downtown Tampa about 25 minutes away, with shopping, dining, recreation, and everyday conveniences throughout the surrounding Tarpon Springs and Palm Harbor area.

3188 Lake Pine Way S Unit F1, Tarpon Springs
39820 Us Highway 19 N Unit 181, Tarpon Springs
$112,000
2 Beds ⋅ 2 Baths ⋅ Stonehedge On The Hill M/H Park Co-Op Unrec SubDv. ⋅ 34689 Zip Code
COMING SOON! Discover Stonehedge on the Hill, Tarpon Springs’ premier 55+ community! You OWN your lot! Enjoy ownership without rising lot rent. This 2-bedroom, 2-bath home features an open floor plan and plenty of potential. It's currently carpeted and could become a showcase home with a little imagination and your personal touch! BONUS! The roof and air conditioner were both replaced within the last two years. The $380 monthly HOA fee includes: Escrow reserve funds Maintenance of common areas and roads Cable and internet Lawn maintenance Exterior pest control Water and sewer Trash and recycling Irrigation system Onsite management Explore this beautifully maintained community by golf cart! Enjoy a heated pool, gorgeous sun deck, shuffleboard courts, and a community hall with plenty of events to keep your social calendar full. LOCATION, LOCATION, LOCATION! Nearby golf courses, local beaches, the Pinellas Trail, the famous Sponge Docks, and downtown Tarpon Springs- plenty to enjoy. Shopping and hospitals are nearby, too! Up to two pets welcome: two dogs, two cats, or one of each. Dogs must be no taller than 20 inches, and all cats must be indoor-only. Whether you’re looking for a full-time home or a winter retreat, Stonehedge on the Hill is a wonderful place to call home. Be as active as you like, or simply relax by the pool with a good book in the shade. This remarkable community offers the perfect setting to enjoy life at your own pace! Call today to schedule a viewing of this amazing home!

39820 Us Highway 19 N Unit 181, Tarpon Springs
812 High Point Court, Tarpon Springs
$355,000
3 Beds ⋅ 2 Baths ⋅ Brittany Park Ph Ia SubDv. ⋅ 34689 Zip Code
CUL DE SAC ~ NO FLOOD ZONE ~ EXCELLENT LOCATION. Must see an affordable home located in the heart of Tarpon Springs. This GREAT ROOM floor plan offers 1423 sqft of open living space featuring 3 bedrooms, 2 bathrooms, a desirable split-bedroom floor plan designed for both privacy and functionality with a 2 car garage located on an .21 acre cul-de-sac lot. The double front door entry invites you into the ceramic tile foyer. The great room features soaring cathedral ceilings and flows nicely into the kitchen and dining area - perfect for entertaining family and friends. The functional kitchen overlooks the backyard with easy access to the outdoor Florida room and backyard patio with easy access to your dining area. The secondary bedrooms are located in the front of the home with easy access to the guest bathroom featuring a tub/shower combination. The spacious primary suite is privately tucked away at the back of the home with a private bath featuring a walk-in shower, spacious vanity with a new sink and a large walk-in closet. The enclosed Florida room has a nice added living space and does have an air conditioning vent but is not included in the heated and air conditioner square footage of 1423. The two car garage is attached with the laundry facilities along with a garage service door to the backyard ideal for gardening enthusiasts and or pets. Additional features of this home include a newer HVAC (2021), water heater (2019), a 30 year shingle roof was put on in 2009, LOW annual HOA fees, NO CDDS fees and NO FLOOD INSURANCE REQUIRED. Brittany Park is an wonderful place to live conveniently located to Historic downtown Tarpon Springs, the famous Tarpon Springs sponge docks, restaurants, Fred Howard Park and Sunset Beach plus more award winning beaches, golf courses, shopping, medical facilities, the Pinellas County Trail for all your biking and exercising needs and so much more. This is truly a MUST SEE home. It is affordable, in an amazing location, and definitely a place you will want to see and call home.

812 High Point Court, Tarpon Springs
93 Rachel Drive, Tarpon Springs
$80,000
1 Beds ⋅ 1 Baths ⋅ Tarpon Shores Mobile Home Village Unrec SubDv. ⋅ 34689 Zip Code
AFFORDABLE FLORIDA LIVING IN TARPON SHORES—A HIGHLY DESIRABLE RESIDENT-OWNED 55+ COMMUNITY WITH NO LOT RENT! This 1-bedroom, 1-bath double-wide mobile home offers approximately 600 heated sq. ft., great curb appeal, attractive landscaping, and an exceptionally LARGE BACKYARD with plenty of room to relax and enjoy the outdoors. The home is ideally located within the community, just a short walk to the clubhouse, heated pool, amenities, and management office. Best of all, the $40,000 CO-OP OWNERSHIP SHARE IS INCLUDED IN THE LIST PRICE—NOT AN ADDITIONAL COST! The share may also be financed through Tarpon Shores MHP, subject to applicable terms and approval. A welcoming covered front porch is the perfect spot to enjoy Florida's beautiful weather. Exterior features a widened driveway, awnings, gutters and downspouts, an irrigation system, and a 6' x 8' storage shed equipped with washer/dryer hookups, hot and cold water, and a 220V dryer connection. Prefer the convenience of community laundry? Tarpon Shores has a laundry facility as well. The roof was recoated in January 2023. Inside, the home is comfortable and move-in ready with furnishings included. The flooring feels solid with no known soft spots. A newer wall-unit heating and air-conditioning system serves the living, dining, and kitchen areas, while the bedroom has its own wall unit A/C and EdenPURE heater. Ceiling fans in the kitchen, dining room, and bedroom provide additional comfort. ABUNDANT CLOSET SPACE throughout provides plenty of storage, and the interior paneling has been painted white, giving the home a lighter, brighter feel. The home was professionally tented for drywood termites in February 2023. Tarpon Shores offers a large heated pool, clubhouse, pickleball, bocce ball, shuffleboard, billiards, BBQ area, library, and organized activities. The LOW $326 MONTHLY FEE includes lawn care, lawn spraying, water, sewer, trash, expanded cable TV, and internet. The property is NOT IN A FLOOD HAZARD ZONE and is conveniently located near the Tarpon Springs Sponge Docks, beaches, parks, boating, fishing, golf, shopping, and dining. Whether you're looking for a full-time Florida home or an affordable seasonal getaway, this is a great opportunity to enjoy the Tarpon Springs lifestyle in a resident-owned community with NO LOT RENT and the $40,000 CO-OP SHARE ALREADY INCLUDED! Schedule your private showing today!

93 Rachel Drive, Tarpon Springs
3185 Charter Club Drive Unit B, Tarpon Springs
$245,000
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Lake Tarpon Village SubDv. ⋅ 34688 Zip Code
FULLY FURNISHED, MOVE-IN READY 2 BEDROOM, 2 BATHROOM VILLA WITH SEPARATE OFFICE AREA IN BEAUTIFUL EAST LAKE. Located in a desirable community, with a peaceful wooded backdrop, this spacious 2-bedroom, 2-bath villa offers a bright, open layout designed for both everyday living and entertaining. Vaulted ceilings, skylights, abundant natural light, neutral finishes, and plantation shutters create an airy and welcoming feel throughout the main living areas. The spacious living room flows seamlessly to the screened lanai, extending the living space outdoors and offering a relaxing place to enjoy morning coffee, unwind at the end of the day, or take in the serene natural surroundings. The large primary bedroom includes an ensuite bathroom, a large walk-in closet with California Closets and convenient access to the screen enclosed patio. The second living room area is ideal for a home office or additional flex space while the front bedroom is perfect for guests or a 2nd office area. The kitchen features ample cabinetry and counter space, a breakfast nook, and a pass-through overlooking the main living area for added functionality and connection. Other highlights include an indoor laundry area, ceiling fans, extra storage, a private front courtyard area, guest parking, garage parking, and the convenience of being offered furnished. Located in the Lake Tarpon Village area of Tarpon Springs, this home offers comfortable single-level living, peaceful surroundings, and a low-maintenance Florida lifestyle. SCHEDULE YOUR OWN PRIVATE SHOWING TODAY!

3185 Charter Club Drive Unit B, Tarpon Springs
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