Clearwater Beach Homes under $400,000

Clearwater Beach Homes under $400,000

Welcome to Clearwater Beach, a picturesque gem nestled in the heart of Pinellas County, Florida. Renowned for its stunning white sand beaches and crystal-clear waters, Clearwater Beach offers a vibrant coastal lifestyle that attracts residents and visitors alike. With an average of 361 sunny days a year, it’s no wonder that this charming city is a top destination for beach lovers, outdoor enthusiasts, and those seeking a laid-back yet lively atmosphere.

Clearwater Beach is more than just its breathtaking shoreline; it boasts a thriving community filled with delightful shops, delectable dining options, and a variety of recreational activities. From the iconic Pier 60, where you can enjoy nightly sunset celebrations featuring street performers and local artisans, to the serene beauty of Caladesi Island State Park, there’s something for everyone in this coastal paradise.

If you’re dreaming of calling Clearwater Beach home, you’ll be pleased to know that there are delightful homes available for under $400,000. Whether you’re a first-time buyer, looking for a vacation getaway, or seeking a rental investment, you can find charming condos and cozy single-family homes that fit your budget. These properties often come with easy access to the beach, stunning views, and the vibrant lifestyle that Clearwater Beach is famous for.

Don’t miss your chance to immerse yourself in the sun-soaked beauty and welcoming community of Clearwater Beach. With affordable housing options, it’s the perfect time to make this coastal dream a reality!

Newest Clearwater Beach Homes under $400,000

690 Island Way Unit 511, Clearwater Beach
$335,000
1 Beds ⋅ 2 Baths ⋅ Island Walk Condo SubDv. ⋅ 33767 Zip Code
SPACIOUS 950-SQUARE-FOOT ONE-BEDROOM with a PRIVATE BALCONY, WATER VIEWS and VENTED IN-UNIT LAUNDRY in the waterfront community of Island Walk! While many condos on Island Estates do not offer a balcony or laundry inside the residence, this condo provides both! The living area and primary bedroom sliders open directly to the private balcony, where you can enjoy views of Mandalay Channel and the Intracoastal Waterway. With 950 square feet, this is a generously sized one-bedroom floor plan—comparable in size to some two-bedroom condos—with comfortable living, dining and entertaining spaces. UPDATED, FULLY FURNISHED and MOVE-IN READY, the condo offers an open kitchen with granite countertops and updated cabinetry, along with newer luxury vinyl flooring throughout. The updated full bathroom features a spacious full-size shower with custom glass doors and a large vanity with granite countertops. A dedicated guest half bath is ideal when entertaining or welcoming overnight guests. All major furniture will convey, allowing you to bring your suitcase and begin enjoying your Florida home immediately; select decorative and staging items do not convey. Additional features include inside storage S-34, bike storage and under-building parking space #59. HOA dues include cable and internet, water, exterior building maintenance, property management and flood insurance. Island Walk is a well-maintained waterfront building with a completed balcony and railing project featuring a Gemstone finish in 2019, a new roof in 2021, an exterior painting and building-envelope project in 2022, and an updated lobby project completed in 2024 that included fob-controlled automatic entry doors, updated mailboxes, and an updated call-box and resident directory system. More recent community improvements include new pool heaters and pumps, security cameras and an enhanced secure pool enclosure. The building has also completed its Milestone Inspection and SIRS. Community amenities include a waterfront heated pool and spa, tennis and pickleball courts, two grills and multiple outdoor dining and gathering areas. Pet-friendly with up to two pets weighing no more than 25 pounds each, and rental-friendly with a three-month minimum up to twice yearly. Marina slips may periodically become available for rent or purchase independently. Island Estates is a self-contained waterfront community offering shopping, dining, banking, a grocery store, the Clearwater Marine Aquarium and more—all just minutes from the white sugar sands of Clearwater Beach. Whether for a full-time residence, second home, 1031 exchange or coastal retreat, this condo is ready for you to start enjoying the Florida lifestyle! Come Live the Lifestyle! Come Live on the Island!

690 Island Way Unit 511, Clearwater Beach
255 Dolphin Point Unit 710, Clearwater
$395,000
2 Beds ⋅ 2 Baths ⋅ Dolphin Cove Clearwater SubDv. ⋅ 33767 Zip Code
Gorgeous water views from every room. This is the largest floor plan in the building, with the split bedrooms and the primary having its own entrance. Large kitchen has an ear-in-area and new cabinets and counter tops. The windows and sliding glass door are also new, as is the A/C unit. Wonderful building to live in with lots of parking and on-site management. The heated pool is on the water and there is a dock for fishing. Walking distance to the Publix grocery, shops, restaurants, Clearwater Beach, and the Clearwater Marine Aquarium.

255 Dolphin Point Unit 710, Clearwater
255 Dolphin Point Unit 211, Clearwater
$285,000
1 Beds ⋅ 1 Baths ⋅ Dolphin Cove Clearwater SubDv. ⋅ 33767 Zip Code
Welcome to 255 Dolphin Point, Unit 211, where coastal living meets everyday convenience in one of Clearwater Beach’s most desirable locations. Perfectly situated just moments from world-renowned, top-rated beaches, as well as dining, shopping, and entertainment, this 1-bedroom, 1-bath residence offers the ideal blend of relaxation and accessibility. Inside, the unit features a functional and comfortable layout with a kitchen that flows seamlessly into the dining area and family room, creating an inviting space for everyday living or entertaining. A sliding glass door with a screen allows for natural light and refreshing coastal breezes. The private bedroom offers a walk-in closet and is complemented by a well-appointed bathroom for added convenience. Dolphin Point is located directly on Clearwater Harbor, providing residents with access to waterfront amenities including a dock and a heated pool—perfect for enjoying sunsets, spotting dolphins, or simply unwinding by the water. This well-maintained community also offers one of the lowest monthly HOA fees in the area, with dues that include cable TV, water, and internet—adding both value and ease to your lifestyle. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this condo offers a rare chance to own in one of Clearwater Beach’s most desirable communities.

255 Dolphin Point Unit 211, Clearwater
880 Mandalay Avenue Unit S507, Clearwater
$399,000
1 Baths ⋅ Regatta Beach Club Condo SubDv. ⋅ 33767 Zip Code
RARE BEACHFRONT STUDIO WITH DIRECT GULF VIEWS! Beautifully updated and fully furnished 5th-floor studio in the gated Regatta Beach Club, located on desirable North Clearwater Beach. This beach-facing unit offers spectacular, unobstructed Gulf of Mexico views and stunning sunsets from the private balcony. The spacious, efficient layout features 3 closets, neutral tile flooring, a Murphy bed with built-in storage, and an additional sofa bed. The renovated kitchen includes white cabinetry, granite countertops, and breakfast bar. Updated bath features a solid-surface vanity, attractive tile, and large walk-in shower. Hurricane-rated glass doors add peace of mind. Regatta Beach Club offers direct beach access, Gulf-front heated Olympic-size pool, BBQ areas, fitness center, social room, game room with billiards and ping pong, recreation areas, movie theater, ample parking, and 24-hour security. Beach trolley stop conveniently located in front of the property. Enjoy the quieter North Beach setting while remaining close to Pier 60, restaurants, shopping, entertainment, and area attractions. Walk north toward Caladesi State Park or south along the beach to enjoy all Clearwater Beach has to offer. Ideal as a vacation getaway, second home, or investment property. 90-day minimum lease period; seasonal rental opportunities available. Owner financing available for qualified buyer.

880 Mandalay Avenue Unit S507, Clearwater
105 Island Way Unit 138, Clearwater
$299,000
2 Beds ⋅ 2 Baths ⋅ Islander The Condo SubDv. ⋅ 33767 Zip Code
Fantastic opportunity to own a Fully renovated 2 bed and 2 full bath third floor CORNER UNIT. The views from this condo are spectacular from pool to endless water and intra-coastal views from every room! This updated home is an open concept with the kitchen opening to both dining and living room. The Master retreat updates include new master bath remodel and freshly painted and new carpet. The unit has updated impact glass sliders and window, crown molding, updated A/C and hot water heater along with porcelain tile and granite countertops throughout. Also included is 1 assigned under building storage closet and parking spot. Plenty of extra guest parking and street parking for guests. Located at The Islander, this is a 55 plus community that has a huge, heated pool and spa, shuffleboard and pool baths. Located on Island Estates there is a Publix grocery, gas station, fine dining, bank and all half a mile stroll to our famous Clearwater Beach. This is within a 20 minute drive to 2 International Airports.

105 Island Way Unit 138, Clearwater
880 Mandalay Avenue Unit N111, Clearwater Beach
$396,900
1 Baths ⋅ Regatta Beach Club Condo SubDv. ⋅ 33767 Zip Code
***PRICE REDUCED*** TASTEFULLY UPGRADED and FULLY FURNISHED BEACHFRONT STUDIO overlooking directly out onto Clearwater Beach and located in the sought after gated REGATTA BEACH CLUB. FABULOUS LOCATION! BEACHFRONT BUILDING on NORTH CLEARWATER BEACH. After arriving through the main gate, enter into the main lobby and register at the front desk. From the lobby, take the North corridor to Unit N111. A rarely available beach-facing 1st floor studio that offers expansive, unobstructed views of the Gulf of Mexico. Enjoy magnificent sunsets right from your balcony, accompanied by the peaceful sound of waves rolling in. This spacious studio is a true jewel. Its layout maximizes space and provides plenty of storage with 3 closets, an easy-open Murphy bed with extra storage built in, an additional sofa bed, gorgeous plantation shutters, and neutral tile flooring throughout. The fully renovated kitchen boasts white cabinetry, stainless steel appliances, as well as granite counters and breakfast bar. The modern bathroom features solid countertop, nice tiles, and a large and beautiful shower. Hurricane glass doors. Right down the corridor from N111, you can access the beautiful pool and barbecue area, with direct access to the beach!! The highly desirable North Beach location of this community provides the ultimate vacation experience, as a weekend getaway or second home. or as your permanent vacation residence. You will enjoy the pristine sugar sand of this quiet North Beach location far from the busy tourist beach. Or you can choose to relax around the beautiful pool area. You can also take a lovely walk north towards Caladesi State Park, or south towards Pier 60 and all the wonderful Clearwater Beach restaurants and attractions. Clearwater Beach has been voted many times #1 beach in the country. The community offers an Olympic size heated pool directly on the Gulf side, pool deck with barbecue areas, complete fitness center, social room, game room with table tennis and pool table, spacious Recreational and a 13 plus seat movie theater. The community grounds are always kept immaculate with daily maintenance, 24hr security and plenty of parking. The beach trolley stops in front of the property and is a great way to enjoy all Clearwater Beach has to offer: restaurants, nightlife, shopping, charter boat fishing, dinner cruises, sightseeing tours, dolphin spotting tours, pirate ship, daily sunsets at pier 60 with artisans, crafters, as well as musical entertainment. Live the Resort lifestyle of this unique beachfront retreat nestled along the pristine shores of Clearwater beach. You will always feel like you are on vacation in this remote paradise!! And when you aren’t soaking up the sun at your new beach condo, you can earn extra income with your investment by renting it out for others to enjoy! (90-day min lease period, always in high demand for seasonal rent)

880 Mandalay Avenue Unit N111, Clearwater Beach
673 Bay Esplanade Unit 109, Clearwater
$319,574
1 Beds ⋅ 1 Baths ⋅ Five Palms Motel Condo SubDv. ⋅ 33767 Zip Code
Welcome to Five Palms, a waterfront condo-hotel located in the heart of Clearwater Beach! This ground-floor 1-bedroom, 1-bath unit offers a fantastic opportunity for those looking for a personal beach getaway with income-producing potential when not in use. The unit features tile flooring throughout, a full kitchen with wood cabinetry and stainless-steel appliances, a separate bedroom, full bathroom with a tiled walk-in shower, and comfortable living space. Sliding doors from the bedroom open to a covered outdoor patio, giving guests another place to relax and enjoy the Florida lifestyle. Five Palms offers an impressive collection of resort-style amenities, including a waterfront pool, grilling and gathering areas, putting green, tropical landscaping, and direct access to the Intracoastal Waterway. Boaters will especially appreciate that Unit 109 includes Boat Slip #7, providing an exceptional opportunity to enjoy Clearwater Beach by both land and water. Designed for vacation use and short-term stays, Five Palms provides owners with the flexibility to enjoy their unit personally while also taking advantage of its rental potential. All of this is just minutes from Clearwater Beach's famous white-sand beaches, restaurants, shopping, nightlife, and attractions. Whether you're looking for your own Clearwater Beach escape or a vacation-rental investment with a boat slip, Unit 109 offers a fantastic combination of location, amenities, and waterfront access.

673 Bay Esplanade Unit 109, Clearwater
400 Island Way Unit 503, Clearwater Beach
$379,900
2 Beds ⋅ 2 Baths ⋅ Starboard Tower SubDv. ⋅ 33767 Zip Code
Virtually Staged. ISLAND ESTATES LIVING UNDER $380,000! What if your Florida life came with water views, beautiful sunsets and Clearwater Beach just minutes from your door? Welcome to 400 Island Way #503, a spacious 2-bedroom, 2-bath condo offering 1,300 square feet and fifth-floor western exposure in the waterfront community of Island Estates. Step onto your private balcony and take in the water views and Florida sunsets that make this location so special. Inside, the comfortable floor plan offers a spacious living area opening to the balcony, a well-equipped kitchen with granite countertops and generous storage, two nicely sized bedrooms and two full baths. The condo is in good condition with an opportunity to add your own style over time. Here, you're close to Clearwater Beach without having to live in the middle of the beach activity. Island Estates offers the feel of a residential island neighborhood with Publix, restaurants, Clearwater Marine Aquarium and everyday conveniences nearby, while the sugar-sand beaches, dining and entertainment of Clearwater Beach are just minutes away. Enjoy the Florida lifestyle at home, too, with a heated pool and spa, fitness center, clubhouse and waterfront surroundings. Looking ahead to Florida but not quite ready to make the move? This property offers an especially interesting opportunity to buy your future Florida home now and enjoy it later. Established tenants are currently in place and would like to remain, allowing a future owner to consider rental income while waiting for the right time to make #503 their own. The property may also appeal to an investor seeking an Island Estates condo with an existing tenant relationship. Whether you're searching for a full-time residence, future Florida home, seasonal getaway or investment opportunity, #503 offers 1,300 square feet, water views and the Island Estates lifestyle at a newly positioned price of $379,900. Maybe it's time to stop saying “someday” and start calling Florida home.

400 Island Way Unit 503, Clearwater Beach
200 Windward Passage Unit 28F, Clearwater
$259,000
Island Yacht Club Marina SubDv. ⋅ 33767 Zip Code
Rarely available extra wide deep water 41' x 21' boat slip at Island Yacht Club Marina, ideally positioned facing Clearwater Beach. Enjoy convenient access to the Intracoastal Waterway and Gulf, along with a full range of marina amenities including live-aboard privileges, a full-time Dockmaster, clubhouse, keyed entry, pump-out at the slip, grills, laundry facilities, and a fish cleaning station. Island Yacht Club offers a secure, well-managed marina setting close to Clearwater Beach, dining, shopping, and everything Island Estates has to offer. Low monthly HOA fee of $400. An excellent opportunity to own a generously sized slip in one of Clearwater's desirable private marina communities.

200 Windward Passage Unit 28F, Clearwater
400 Island Way Unit 411, Clearwater
$369,000
2 Beds ⋅ 2 Baths ⋅ Starboard Tower SubDv. ⋅ 33767 Zip Code
Virtually Staged. Live Like You’re on Vacation Every Day at Clippers Cove! Whether you’re looking for a vacation getaway, investment opportunity, or a comfortable year-round residence, this spacious condo offers the perfect blend of location, amenities, and value—just less than 2 miles from the sugary white sands of world-famous Clearwater Beach! Step inside to a welcoming interior featuring new carpet throughout, an eat-in kitchen with wood cabinetry and a convenient pass-through window, plus new vanities and sinks in both bathrooms. The spacious layout provides plenty of room to relax and entertain. Start your morning with coffee on the large private balcony or unwind in the evening while enjoying the fresh coastal air. When it’s time to relax, take advantage of the resort-style pool, tiki huts, heated spa and outdoor grill. Love the convenience of being close to everything? Publix is within walking distance, making everyday errands a breeze. Leave the car at home and walk or bike to the nearby Jolley Trolley stop for an easy ride to Clearwater Beach and beyond. You’ll also be surrounded by fantastic restaurants, shopping, entertainment, and the events and activities of Pier 60. Marine lovers will enjoy the newly renovated Clearwater Marine Aquarium, another popular nearby attraction to explore and enjoy. Additional features include a 2020-replaced water heater, assigned carport space #2, and extra assigned storage on the first floor, perfect for beach chairs, bikes, seasonal décor, and all your coastal essentials. Enjoy the best of the Clearwater Beach lifestyle without the beachfront price! With the beach just minutes away and shopping, dining, entertainment, and resort-style amenities right at your fingertips, this Clippers Cove condo offers an incredible opportunity to own a piece of the Florida lifestyle. Lowest-priced condo currently available at Clippers Cove!

400 Island Way Unit 411, Clearwater
51 Island Way Unit 311, Clearwater Beach
$315,000
2 Beds ⋅ 2 Baths ⋅ 51 Island Way Condo SubDv. ⋅ 33767 Zip Code
PRICED TO SELL! WATERFRONT ISLAND LIVING! Welcome to one of the most desirable condominium communities in Island Estates, where coastal living meets the ultimate Florida lifestyle. This updated two-bedroom, two-bathroom waterfront residence offers views of the Intracoastal Waterway, two private balconies, and an opportunity to enjoy resort-style living. Designed with comfort and style in mind, this light and bright residence features an open-concept floor plan filled with natural light from expansive hurricane-rated sliding glass doors. The beautifully updated kitchen showcases attractive stone countertops, abundant cabinetry, and a functional design that flows effortlessly into the spacious living and dining areas, making it ideal for everyday living and entertaining. Vinyl plank flooring extends throughout the main living areas, while ceramic tile complements both updated bathrooms. The spacious primary suite easily accommodates a king-size bedroom set and features a private ensuite bathroom, generous closet space, and direct access to the main balcony. The guest bedroom also enjoys its own private balcony, creating a welcoming retreat for family and friends. Enjoy peaceful Intracoastal Waterway views from both the living room and primary suite. Living at 51 Island Way is about far more than owning a condominium—it's about embracing a true waterfront lifestyle. Island Estates is one of Clearwater's premier residential island communities, surrounded by sparkling waterways and known for its boating, fishing, walkability, and relaxed coastal atmosphere. Everyday conveniences, including a Publix grocery store, pharmacy, bank, post office, restaurants, bars, coffee shops, salons, and other neighborhood services, are all located right on the island. World-famous Clearwater Beach is just a short bicycle ride, an enjoyable walk, or a quick trip on the Jolly Trolley. Spend your days boating through the Intracoastal Waterway, cruising into the Gulf, fishing, kayaking, paddle boarding, enjoying the beach, or dining at one of the area's many waterfront restaurants before enjoying a spectacular Florida sunset. Community amenities include: secure building access, heated waterfront swimming pool and spa, sauna, tiki bar, tiki huts, clubroom for social gatherings, marina with boat slips available on a first-come, first-served basis, kayak storage, dedicated kayak launching dock, fishing, tennis court, pickleball, shuffleboard courts, waterfront grounds overlooking the Intracoastal Waterway, and an assigned private storage closet. Nature lovers will appreciate frequent visits from dolphins, manatees, tropical birds, and other native Florida wildlife, while boating enthusiasts will love immediate access to the Intracoastal Waterway and convenient routes to the Gulf of America. Whether you're searching for a full-time residence, a seasonal retreat, or an exceptional waterfront investment, this beautifully updated condominium offers the perfect combination of location, lifestyle, and value. If you've been dreaming of living on an island where every day feels like a vacation, this is your opportunity to make that dream a reality. Come experience why Island Estates remains one of the Tampa Bay area's most desirable waterfront communities—and why so many residents never want to leave. Call today to schedule your private showing!

51 Island Way Unit 311, Clearwater Beach
255 Dolphin Point Unit 407, Clearwater Beach
$315,000
1 Beds ⋅ 1 Baths ⋅ Dolphin Cove Clearwater SubDv. ⋅ 33767 Zip Code
What if your everyday life felt a little more like a coastal getaway? Welcome to Island Estates, one of Clearwater Beach's waterfront communities, where coastal charm meets everyday convenience. Located at 255 Dolphin Point #407, this beautifully updated, fully furnished 1-bedroom, 1-bath condo offers 760 square feet of thoughtfully designed living space, ready for you to move in and enjoy. Step inside and discover a coastal-inspired interior featuring beautiful granite countertops, soft aqua cabinetry, stainless steel appliances, custom built-ins, and stylish furnishings that create a relaxed yet inviting atmosphere. Need a space to work from home? The dedicated office nook offers flexibility, while the electric fireplace adds a cozy touch to the living area. Beyond your front door, enjoy waterfront amenities including a swimming pool, tiki umbrellas, outdoor grilling area, fishing dock, clubhouse, and library. Boat and jet ski slips are available through a waiting list, with additional bicycle storage and a private storage unit. Enjoy glimpses of the water and passing boats, and take advantage of a convenient location directly across from Publix and within walking distance of Island Way Grill. Whether you're looking for a primary residence or a seasonal coastal retreat, this move-in-ready condo offers an opportunity to enjoy the Clearwater Beach lifestyle without the upkeep of a larger home. Schedule your private showing and discover what coastal living could look like for you.

255 Dolphin Point Unit 407, Clearwater Beach
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